Credit Builder Loan

The Credit Builder Loan allows the member to build or rebuild their credit history by laying-away the proceeds of a loan (up to $10,000) in their Share Savings Account while they make regular, online monthly payments during a 24-month repayment period.

By laying the proceeds of the loan away in this manner, the member will:

• Build a positive credit history with the credit union that will be reported monthly to all major credit bureaus
• Build a sizable savings balance that will earn dividends and gain as the loan is being paid off

Credit Builder Loans will only be made to members who have the income capacity to repay the loan.

Click here to check our Credit Builder rates.