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Due to a delay, debit cards affected by a merchant breach will not be deactivated on October 10, 2016 as communicated. AFCU will post an update as soon as possible.  We apologize for this inconvenience, and we want to reassure that AFCU card holders are not liable for any fraudulent activity on their debit cards.

Routing Number: 282075028

People Before Profits. At AFCU, you’re a member – not a customer. AFCU is member-owned and invests profits in the communities where our members live and work. We foster community development, provide sound and prudent guidance for our member’s individual financial circumstance and back our promise of "member-owned" with a commitment to ensuring our members receive the very best service, expertise and convenience our members demand – all at a great value.

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Personal Banking Backed by
Security and Convenience

AFCU offers strength and security that make us competitive with banks anywhere – including competitive dividend and loan rates, as well as the latest technological conveniences that make managing your money exceptionally easy. AFCU offers a surprisingly friendly and refreshing way to alternative banking institutions.

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Find the perfect mortgage for your new home! Down payments as low as 0%.

  • Fixed & Adjustable Rate
  • FHA Loans
  • VA Loans
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Auto Loans

No payments for 90 days and still low, low rates.

  • New & Used Loans
  • Terms up to 84 months
  • No prepayment penalties
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Credit Cards

Looking for a low rate credit card?  AFCU has one of the lowest rates in the country!

  • Balance Transfer Fee:  $0
  • Annual Fee:  $0
  • No Penalty APR
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Small Business Banking

Supporting the local economic growth of our service areas by providing small businesses with the capital and expertise they need to succeed is aligned with our mission to foster community development and invest where our member owners live and work. AFCU does this by hiring the most experienced business lending experts who understand how to help local businesses thrive.

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We were able to achieve a much lower interest rate that lets us put capital back into our properties.
- Marsha Martin, President and CEO, Onyx Brands

Personal Testimonial

About Us

AFCU is a not-for-profit financial cooperative that exists to serve our members, not to make a profit. The credit union philosophy is all about people helping people.

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