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The information provided by these calculators is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The precision of these calculations is not guaranteed by this credit union. Use of these calculators does not guarantee an extension of credit.

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Disclosures:

Rates and offers current as of November 15, 2018 and are subject to change.

*Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. Full coverage insurance with a maximum deductible of $1,000 is required on all Auto, Boat, RV, Motorcycle, and ATV loans. Borrower is responsible for adding Arkansas Federal as lienholder.

1 Offer is only valid for auto loans not currently financed with Arkansas Federal. Interest continues to accrue during the deferred payment and credit score determines rate. Note: When applying online, the first page will gather your personal information. On the second page you'll select "Auto Refinance" under the "Loan Type" tab.

2 New/Used Auto Loans: Rate shown based on credit score of 760 or higher, LTV equal to or less than 85, and a term of 48 months for vehicles New-2015 year models. For a loan of $20,000.00 for a term of 48 months with a 4.30% APR (Annual Percentage Rate), the monthly payment would be $454.27. Up to 100% financing is available. New (never been titled) automobile values are based on the MSRP as stated by the NADA unless the MSRP is provided by the dealer. Used (previously titled) automobile values are based on the NADA average retail. Some restrictions apply. 

3 Auto Refi: Rate shown based on a credit score of 760 or higher, LTV equal to or less than 85, and a term of 48 months for vehicles New-2015 year models. For a loan of $20,000.00 for a term of 48 months with a 3.55% APR (Annual Percentage Rate), the monthly payment would be $447.56. Offer subject to change without notice; credit criteria applies. Offer is only valid for auto loans not currently financed with Arkansas Federal.  New (never been titled) automobile values are based on the MSRP as stated by the NADA unless the MSRP is provided by the dealer. Used (previously titled) automobile values are based on the NADA average retail.  Some restrictions apply.