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Auto/Recreation Loans

 

Express Dealer Financing

We make it easy for our members to finance with their credit union, even after hours and on the weekends. We've partnered with auto dealers across the state so you can get the benefits of AFCU financing directly from your local dealership. Just tell your auto dealer that you want to finance with AFCU.

  • No long waiting period
  • Quick loan decision
  • Drive off the lot with your new vehicle

See a list of AFCU's Preferred Dealers or view all of our Express Dealers.

AFCU Announces Top Auto Dealers

 

New and Used Autos

When you finance with the auto-lending experts at AFCU, you're working with a professional who wants to help you and your family get the best deal possible.

  • Pricing reports for new or used vehicles
  • Better rates and repayment plans
  • Unbiased tips to make you a better decision maker

We finance new autos up to 84 months at up to 100% financing including taxes and other applicable fees. AFCU partners with dealers throughout Arkansas to provide you with competitive rates backed by AFCU’s commitment to service. Stop by your local auto dealer today to learn about finance options for your new vehicle. 

Protect Your Investment

Your auto loan and vehicle represent a significant investment for your family. Protecting that investment should be a priority, so your credit union offers several products through AFCU Insurnace Solutions to help you get the coverage you need at a fair price. Check out our insurance offers.
 

Apply Now

 

First Time Auto Buyers

If you're running into roadblocks and unable to get financing for a new car, then our Jump Start auto loan can help you clear those lending hurdles. This loan was designed for members with no qualifying auto credit, no derogatory credit and no available co-borrower. Other qualifications include:

  • Member for at least three months
  • Have one (1) year job history with proof of income
  • A minimum of 10% cash down (based on sales price) is required
  • Must finance sales tax or provide proof of payment
  • Proof of auto insurance

 

 

New Auto

  • Maximum of $15,000 total financed amount, and up to 90% of MSRP including taxes, and all other applicable fees
  • Terms up to 60 months
  • Payments can be made by phone, mail, in person or online
  • No prepayment penalties
  • Payment protection available
  • Call for current rates

Used Auto

  • Maximum of $15,000 total financed amount, and up to 90% of NADA Used Retail including taxes, and all other applicable fees
  • Terms up to 60 months, up to four years old
  • Terms up to 48 months, 5-7 years old
  • Used auto may not be more than seven years old
  • Payments can be made by phone, mail, in person or online
  • No prepayment penalties
  • Payment protection available
  • Rates are determined by the age of the vehicle and the loan-to-value
  • Call for current rates

How to Apply

Whether you prefer to call, click or visit in person, we make your application process as simple as possible. Call 800-456-3000 to speak to one of our Auto Loan Specialist or apply online today for a Jump Start Auto Loan.

Check out our current insurance offers through AFCU Insurance Solutions

Auto Buying Center

Find the right car at the right price with this easy-to-use online tool. Search for new or used vehicles, virtually any make and model, near your home or across the entire country.

Visit our Auto Buying Center

 

Boat, Motorcycle & RV Loans

Summer is coming and it’s time to enjoy the outdoors. What better way to get a jumpstart on your summer fun with a new or refinanced Boat, RV or Motorcycle? With our competitive rates, you could lower your payments on a new or refinanced Boat, RV or Motorcycle, and have more money to spend on summer fun.

Boat Loans

Make a splash with a boat loan from AFCU. New and Used Boats can be financed up to 100%, including tax, license, and registration. Terms range from 48 months up to 180 months. Maximum age of collateral is seven (7) years old. Amount financed and terms depend on income in credit qualifications. A down payment may be required.

Motorcycle, ATV & UTV Loans

Easy financing for the easy rider. New and Used Motorcycle, ATV & UTV's can be financed up to 100%, including tax, license, and registration. Terms range from 48 months up to 180 months. Maximum age of collateral is seven (7) years old. Amount financed and terms depend on income in credit qualifications. A down payment may be required. Warranties are available with these loans.

RV Loans

Travel the highways and byways. New and Used RV's can be financed up to 100%, including tax, license, and registration. Terms range from 48 months up to 180 months. Maximum age of collateral is seven (7) years old. Amount financed and terms depend on income in credit qualifications. A down payment may be required.

Guaranteed Asset Protection is available for all of these loans.

Check out our current insurance offers through AFCU Insurnace Solutions

Make the most out of your summer. Apply for a Boat, Motorcycle or RV loan with AFCU today. You can apply online visit your nearest service center, or call 800-456-3000.