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Auto/Home/Life Insurance

Auto Insurance

Arkansas Federal offers several auto insurance options to our members. We offer MetLife, Liberty Mutual, and Esurance. Both Liberty Mutual and Esurance are offered through TruStage, an insurance provider. In the charts below you'll find the information you need to choose which auto coverage is right for you.

Benefits MetLife Esurance
Accident Forgiveness    
Roadside Assistance
12-Month Rate Guarantee  
Convenient Payment  
After-Hours Policy Services  
Manage Your Policy Online
New Car Replacement  
Multi-Policy Discount
Unlimited Rental  
Special Parts Coverage  
Enhanced Rental Car Coverage  
Paid in Full Discount  
Auto Types Covered MetLife Esurance
Car
Motorcycle
Boat & Watercraft Insurance
Classic Car Insurance  
Off-Road Vehicle Insurance
Recreation Vehicle Insurance
Commercial Auto  

For more information about discounts offered through MetLife, or to get a quote, simply call MetLife at 877-491-5089 or visit Metlife's website.

For more information about discounts offered through TruStage, or to get a quote, simply call TruStage at 888-380-9287 or visit TruStage's website.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Home Insurance

Arkansas Federal offers two home insurance products for members. We offer MetLife and Liberty Mutual through TruStage, an insurance provider. In the charts below you'll find the information you need to choose which home insurance coverage is right for you.

Home Insurance Products MetLife
Homeowners Insurance
Renters Insurance
Condominium Insurance
Landlord Insurance  
Umbrella Insurance
Mobile Home Insurance  
Benefits MetLife
Manage Your Policy Online
After-Hours Policy Services
Additional Living Expenses
Emergency Home Repair Service
Personal Property Replacement
Inflation Protection
Coverage A Plus -With this option,
MetLife will pay the full cost of
repair or replacement of the dwelling.
Multi-Policy Discount

For more information about the home discounts offered through MetLife, or to get a quote, simply call MetLife at 877-491-5089 or visit Metlife's website.

For more information about the home discounts offered through TruStage, or to get a quote, simply call TruStage at 888-380-9287 or visit TruStage's website.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Life Insurance

Arkansas Federal offers three different types of life insurance options to our members. We have Term Life and Accidental Death and Dismemberment. Our Term Life and AD&D insurances are offered through TruStage. In the chart below you'll find the information you need to choose which life insurance coverage is right for you and your family.

Benefits Term Life AD&D
Guaranteed death benefits  
Provides coverage for the term of the policy  
Premiums could change over time  
Pays cash benefit for accidental death  
No health questions asked  
Policy value can increase over time  
Offers a low, fixed monthly premium based on policy purchased  
Acceptance is guaranteed, coverage cannot be canceled as long as premiums are paid. Realistic inflation protection benefit is applied to this policy.  

For more information about TruStage's Term Life Insurance or AD&D Insurance, or to get a quote, simply call TruStage at 855-612-7909 or visit TruStage's website.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

GAP Coverage

Arkansas Federal Credit Union pleased to offer GAP coverage to our members. Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference: the "gap" between the insurance settlement and your loan balance.

  • Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle such as the purchase price of the vehicle, registration, licensing fees, and upgraded equipment. MEMBER'S CHOICE GAP provides coverage for this potentially high-cost expense.
     
  • Call 501-982-1000 in central Arkansas or 800-456-3000 outside central Arkansas and ask any of our Member Consultants about GAP coverage for your Car, Truck, Van, SUV, Boat, Motorcycle, ATV, Snowmobile, Personal Watercraft, or RV. The one-time fee can be simply added to your existing AFCU loan balance without any hassle.
     
  • As an added bonus if you ever have to use your GAP coverage and you finance your replacement vehicle with Arkansas Federal, your GAP insurance will pay $1,000 towards the purchase of your new vehicle. It will also cover your insurance deductible, up to $1,000.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Extended Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the United States, you will be protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor.

All of the plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service:

  • Towing
  • Flat Tire Assistance
  • Battery Jump Starting
  • Lock-out Service
  • Safe and Secure Package
  • Minor Adjustments

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

Dental & Vision Insurance

Are you ready to start protecting your smile and your vision?

AFCU has partnered with Delta Dental to provide our members with affordable dental and vision plan options for individuals and their families. These plans make it easy to protect your health and your wallet. You can choose from two dental plans that cover a wide range of services you may need—from routine services like oral exams, cleanings and X-rays to more complex services like bridges, crowns and dentures. You can add vision coverage to any dental plan to help you and your family maintain healthy eyesight. Our dental and vision plans are available to all Arkansas residents, regardless of age, dental history or pre-existing conditions, and our family plans provide coverage for dependent children up until the age of 26.

What's Covered?

For more information about costs, details of coverage, or to enroll online visit Delta Dental's website.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

RX Discount Card

 

Our Insurance Expert

Lauren Edrington
Director of Member Benefit Services
ledrington@afcu.org
501-533-2241
License #AR-402929, #OK-100247033

Lauren strives to provide superior service and products to all members because she knows that buying a new car or a new home can be important purchases. She oversees the direction for the Member Benefit Services and works to bring comprehensive member benefit solutions to all members. With over 9 years of experience in the banking industry her knowledge is vast and her dedication to serving members proves to be most important. When not at work, you’ll find Lauren spending time with her family, volunteering in the community, and attending her favorite sporting events.