Membership open to all Arkansans.

Routing Number: 282075028

Become an Arkansas Federal Member

Experience the Arkansas Federal difference. No stockholders, just members. We focus our energy on improving service and returning value to our members in the form of competitive rates on loans and deposits. Join our more than 120,000 member-owners. All Arkansans welcome!

Members Enjoy...

Competitive Rates

As a member of Arkansas Federal, you have access to competitive rates on mortgages, auto loans, and deposit products. That means more money to keep in your pocket.

24/7 Access

Conveniently manage your money with free online and mobile banking tools. Check balances, transfer funds, pay bills, and more! Plus, enjoy free mobile deposits and access to more than 30,000 surcharge-free ATMs. You may also choose to visit one of our 18 locations.

Member Owned

Our focus is on making decisions that are best for our members. We do not have paid stockholders; we have a volunteer board of directors elected by our members.


Federally Insured

Your safety and privacy are our top priorities. Arkansas Federal accounts are federally insured by the NCUA up to $250,000 - providing the same benefits of FDIC insurance for a bank account.


At Arkansas Federal, we serve you, our member - not stockholders. Instead, surplus earnings are returned to you in the form of competitive rates on loans and deposits.

Outline of the state of Arkansas


We love our community and give back to our community through donations, volunteering, and even scholarships.

Become a Member in 3 Easy Steps Set up your online account in 3 easy steps. No Military, State, or Federal affiliation required.
Step 1 Confirm Your Eligibility Outline of the state of Arkansas If you live in Arkansas, you're eligible for membership. If you don't live Arkansas, you might still be eligible.
Step 2 Tell us a Little About Yourself We'll ask you for your contact information, your social security number, and information from a photo ID.
Step 3 Open a Share Savings with $5 Deposit $5 into the Share Savings Account that comes with your membership.
Congrats! You're now a member.

Photo of Chole Cox

I enjoy being a member of Arkansas Federal because they are always helpful when I need something. I have had a positive experience working with Arkansas Federal because their customer service is spectacular.

— Chloe Cox