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Routing Number: 282075028

Are You Financially Fit?

April 23, 2019

Are you “financially fit”? Consider the team at Arkansas Federal Credit Union your personal financial trainers; we can review your finances and come up with a plan to help you stay financially fit.

Come meet the team at our newest location in Midtown Little Rock. We’re located on West Markham across from UAMS. Now with 15 full-service locations across the state and more on the way, we’re nearby and in the neighborhood and ready to help:

EARN MORE

Not getting enough from your current checking account, except high fees? At Arkansas Federal with Rewards Plus Checking you earn up to 2.30% APY1 on balances up to $24,999.99.

With a Business Premier Checking account you earn 2.50% APY2, with no balance or transaction requirements and you only need $100 to open it.

Need more options, we’ve got them on money market and certificates to nurture your savings.

SAVE MORE

You have great choices at Arkansas Federal to save on big money decisions for your home, car, credit cards and more.

AUTO REFI

You can lower your payments and save money when you check out our great low rates on auto refinance. There’s no application fee, plus 90 days no payments3.

HOME EQUITY LINE OF CREDIT

Have a home but need to invest in upgrades or consolidate debt? Get a home equity loan with a special low rate.4

Plus, there’s no application fee -- that’s a savings of $500.

HOME LOAN

Let’s get you in that home FAST. Our home loans close on average 12 days5faster than the national average. Our mortgage lenders will streamline the process for you.

CREDIT CARDS/PERSONAL LOANS

You have options! Maybe you prefer a personal loan with a fixed rate, flexible terms with no collateral required and no application fee. Our credit cards are as low as 8.25% APR6.

Visit the team at our 15 branches across the state, including our newest branch at 4520 West Markham in Little Rock, to find out how we can help you achieve your financial goals.

APY = Annual Percentage Yield. Rewards Plus Checking is a tiered variable rate product. To qualify for the 2.30% APY Rewards Plus checking account, members are required to complete 10 monthly transactions of at least $1.00 each, defined as: ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Members who currently have a Rewards Plus checking account that is inactive can qualify for the offer by meeting the same criteria. 2.30% APY currently applies to balances of $0 - $24,999.99. Balances $25,000.00 and more earn 0.25% APY. Fees could reduce earnings. Earn 1 point for every $2.00 spent through your Arkansas Federal debit card. A monthly fee of $12.50 applies if daily balance drops below $2,500.00. Offer and rates subject to change. Certain exclusions may apply.

Business Premier Checking is a tiered variable rate product, currently all tiers earn 2.50% APY as of 11/8/2018. Fees could reduce earnings. Offer and rates subject to change. Certain exclusions may apply. $100 minimum opening balance. $10.00 monthly fee waived is for a limited time.

Interest continues to accrue during the deferred payment and credit score determines rate. Offer subject to change without notice; credit criteria applies. This offer is only valid for auto loans not currently financed with Arkansas Federal Credit Union. This offer is based upon an initial assessment that you met Arkansas Federal Credit Union credit standards. Loans are underwritten and offered through Arkansas Federal Credit Union.

Subject to credit approval. Offer subject to change. Restrictions may apply.

Comparison based on Oct. 2018 Ellie Mae Origination Insights Report of 45 average closing days versus AFCU mortgage loan closing averaging 33 closing days, a difference of 12 days. Some restrictions apply. Rates subject to credit approval.

APR = Annual Percentage Rate. Arkansas Federal credit cards are variable rate. Your rate will be based on product type and credit history. As of 3/1/2019 we offer rates as low as 8.25% APR. Your rate will not exceed 18% APR. Rates subject to change without notice. Applicable fees may include Foreign Transaction Fees of 1.00% of each transaction in US Dollars; Cash Advance Fees of 5.00% of the advance; Balance Transfer Fees for World Mastercard of 3.00% of each transfer; Returned Payment Fees of up to $30.00 per returned item; and Late Payment Fees of up to $35.00 per month.