Business Loans

Commercial Real Estate

Purchase or refinance of commercial property such as office buildings, warehouses, medical clinics, retail buildings, etc.

Commercial Real Estate Construction

Finance the construction of commercial property such as office buildings, warehouses, medical clinics, retail buildings, etc.

Commercial and Industrial

Also known as C & I. This is a broad category that includes equipment, inventory, and accounts receivable. They are typically secured by collateral owned by the business.

Equipment, Inventory, and Accounts Receivable

Generally short-term loans to finance equipment (heavy equipment, medical equipment, IT equipment), loans to purchase inventory, and loans to fund accounts receivable.

Revolving Lines of Credit

Similar to the above, only these loans contain a revolving feature. For example, once receivables are converted to cash, the line can be paid down or paid off. When the need rises again, you can draw on the line. It's akin to a credit card for consumers.

Working Capital

Another broad category that can be used for business expansion of products and/or services and/or geography. Typically secured by assets owned by the business.

How to Apply

1. Download and fill out our business loan application
2. Provide your personal financial statement and three years of tax returns (personal and business)
3. Bring in all paperwork into one of our branches or mail them to PO Box 9, Jacksonville, AR 72078