Get More with Rewards Plus Checking
Routing Number: 282075028
Opening an Arkansas Federal checking account couldn’t be easier, so do it today!
Not getting enough from your current checking account? One of the benefits of having your checking account at Arkansas Federal is you earn up to 2.30% APY1 on balances up to $24,999. PLUS you earn rewards - all with a $0 monthly fee2.
Think Arkansas Federal isn't able to handle all your checking needs from anywhere, anytime? Think again.
Need more reasons to make us your primary checking account? We have more.
And points earn you travel, electronics, and much more just for using your account.
Not a member? No problem. All Arkansans are eligible to join and start taking advantage of our friendly, local staff, low rates, and neighborhood service centers.
1APY = Annual Percentage Yield. To qualify for the 2.30% APY Rewards Plus checking account, members are required to complete 10 monthly transactions of at least $1.00 each, defined as: ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Members who currently have a Rewards Plus checking account that is inactive can qualify for the offer by meeting the same criteria. 2.30% APY currently applies to balances of $0 - $24,999.99. Balances $25,000.00 and more earn 0.25% APY. Fees could reduce earnings. 2A monthly fee of $12.50 applies if daily balance drops below $2,500.00. 3Earn 1 point for every $2.00 spent through your Arkansas Federal debit card. 4Privilege Pay fees apply. 5$2 fee may be assessed for paper statements. 6Overdraft protection automatically transferred in $1 increments from other established Arkansas Federal account. Offer and rates subject to change. Certain exclusions may apply. Membership with Arkansas Federal Credit Union is required for this offer.
Arkansas Federal also offers a simplified rewards checking account.
1Earn 1 point for every $2 spent through your Arkansas Federal debit card. 2Privilege Pay fees apply. 3$2 fee may be assessed for paper statements. 4Overdraft protection automatically transferred in $1 increments from other established Arkansas Federal account. Offer and rates subject to change. Certain exclusions may apply.
Our NEW Money Market account is what membership is all about - rewarding our members with high dividend rates. This is a limited-time special offer, so open your new Money Market account today to start earning 2.25% APY.
|Less than $1,000.00||1.00%|
|$1,000.00 - $4,999.99||1.00%|
|$5,000.00 - $9,999.99||1.00%|
|$10,000.00 - $24,999.99||1.05%|
|$25,000.00 - $49,999.99||1.30%|
|$50,000.00 - $99,999.99||1.35%|
|$100,000.00 - $249,999.99||1.60%|
|$250,000.00 - $499,999.99||2.00%|
|$500,000.00 & Greater||2.25%|
1APY = Annual Percent Yield. $10,000 minimum deposit of new money required to receive promotional 2.25% APY. New money is defined as money that has not been on deposit at Arkansas Federal Credit Union during the past 30 days. Earn 2.25% APY for the first 120 days. After the promotional period ends, account will revert to the regular Money Market account with standard rates. Refer to rate sheet for details. $10 monthly fee if daily balance drops below $2,500 balance. Limited 6 total withdrawals per month. $3 fee for additional withdrawal. If excessive withdrawals occur, the account could be converted to a Member Freedom Money Fund. Offer and rates subject to change. Certain exclusions may apply. Membership with Arkansas Federal Credit Union is required for this offer.
Your gateway to credit union membership is a Share Savings Account. With that account you'll have access to a wide variety of consumer-friendly savings, checking and investment accounts designed to maximize your credit union membership.
With an opening deposit of as little as $5, your Share Savings account makes you a member, and reflects your "owner's share" of the credit union. Once you become a member, members of your family are eligible to open an account too.
Member Freedom Money Fund
This tiered savings account offers you the ability to grow your dividend as your balance increases with unlimited deposit and withdrawal options. There is no minimum balance requirement1 and it comes with free online banking.
1Member Freedom Money Fund must maintain at least $1,000 in the account each day to earn dividends. Offer and rates subject to change. Certain exclusions may apply.
An easy way to earn 1.00% APY1!
Does your healthcare plan qualify for a Health Savings Account (HSA)? HSAs are individual accounts that allow you to use pre-tax dollars to pay for future medical expenses and are designed specifically for individuals who have chosen a high-deductible health plan (HDHP). You can deduct your contributions, and the account earnings will accumulate on a tax-deferred basis. Distributions from your HSA are tax-free as long as they are used for a qualified medical expense as defined in IRS Publication 502.
An HSA account can be established by anyone who meets the following criteria:
1APY = Annual Percentage Yield. Offer and rates subject to change. Certain exclusions may apply.