
Secured by Symantec
Locations/ATMs | Become a Member | Contact Us | Payments & Transfers Login | Routing Number: 282075028
The Credit Builder Loan allows the member to build or rebuild their credit history by laying-away the proceeds of a loan (up to $10,000) in their Share Savings Account while they make regular, online monthly payments during a 24-month repayment period.
By laying the proceeds of the loan away in this manner, the member will:
Arkansas Federal understands that mistakes happen, and sometimes there are unanticipated expenses or unforeseen problems that can overdraw your checking account. With this in mind, we are introducing a line of credit that can be utilized as your primary source for overdraft protection. Members can apply for a line of credit ranging from $250 to $2,500.
The member can borrow against the money they have in their Share Savings Account or Certificate Account by pledging those funds towards a Share Pledged Loan. Because they are pledging their savings, this is usually the fastest and least expensive way to borrow money. Payments for a Share Pledged Loan can be made effortlessly through payroll deduction.
Signature loans are loans secured solely by a member's good name. Borrowing power is based on personal financial history, credit score, and current income.
Members with a monthly take-home pay of $500 or more can find out their eligibility for a Signature Loan by going through the application process. After an evaluation of the applicant's financial status, the amount of the Signature Loan, from $100 to the individual's maximum, is determined, based on the member's circumstances.
We’re making protection more affordable this storm season. Protect the ones you love today with a storm shelter loan from Arkansas Federal. With rates as low as 5.44% APR*, this is an offer you won’t want to pass up! Our loan officers will work with you to find the right term to fit your budget.
Hurry – you’ll want to get your shelter installed before the next big storm.
*APR = annual percentage rate. Some restrictions apply. Normal credit criteria apply for rate. Offer subject to change without notice.