Sending money is easier with person-to-person payments.

Routing Number: 282075028

People ePay

When family or friends need money quickly, you can turn to person-to-person payments. You may be able to even send a payment to small service provider like a lawn service or home repair business.

It’s simple to set up, and even easier to send money. And with Arkansas Federal's online banking you can do it all from the convenience of your desktop PC, tablet or mobile phone.

This is a great way to send money to loved ones on birthdays and other special events, or help someone suddenly stranded and in need of an automotive repair. Lots of possibilities will present themselves, and this option will come in handy.

Contact Arkansas Federal and we’ll tell you more.

Download our Mobile App Today

Start using People ePay today. Download our mobile app for your iOS or Android device.

Download Arkansas Federal Credit Union app on Apple Appt Store Download Arkansas Federal Credit Union app on Google Play Store


Video Tutorials


People ePay FAQs

What are some of the reasons to use person-to-person payments?

To quickly send money to family and friends in an emergency or on a special occasion like a birthday or holiday.

What are some of the high-level features and benefits of person-to-person payments?

  • Included with online banking
  • Easy to set up, and easy to use
  • Send money quickly (near-real-time in some cases)
  • Convenient: Send money from desktop, tablet or mobile phone
  • No networks to register with or join
  • Highly secure

What mobile devices can be used?

iOS and Android devices are supported.

What do I need to send payments?

  1. A debit card.
  2. The recipients’ name, and email address or mobile phone number.

Where can I send payments to?

Send payments to just about anyone in the U.S.

How is a recipient notified?

Via email or SMS they will be informed that funds are available. Typically, an embedded link is then activated to the website of the sender’s financial institution.

How quickly will a recipient receive funds?

For recipients with a debit card on a supported network, funds availability will be practically real-time. Other recipients should see funds deposited in 1-2 business days (via ACH).

Tell me more about security.

Payment requests are validated via a secure online PIN pad, along with all the authentication measures of our online banking

Are people really using person-to-person payments?

Yes. These types of transactions are expected to reach $68 billion by 2018, according to researchers.