Cover all the costs.

Routing Number: 282075028

GAP Coverage

Arkansas Federal Credit Union pleased to offer GAP coverage to our members. Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference: the "gap" between the insurance settlement and your loan balance.

  • Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle such as the purchase price of the vehicle, registration, licensing fees, and upgraded equipment. MEMBER'S CHOICE GAP provides coverage for this potentially high-cost expense.
  • Call (501) 982-1000 in central Arkansas or (800) 456-3000 outside central Arkansas and ask any of our Member Consultants about GAP coverage for your Car, Truck, Van, SUV, Boat, Motorcycle, ATV, Snowmobile, Personal Watercraft, or RV. The one-time fee can be simply added to your existing AFCU loan balance without any hassle.
  • As an added bonus if you ever have to use your GAP coverage and you finance your replacement vehicle with Arkansas Federal, your GAP insurance will pay $1,000 towards the purchase of your new vehicle. It will also cover your insurance deductible, up to $1,000.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value