Checking
as high as
6.00
%
APY
APY is the Annual Percentage Yield. Elite Checking is a tiered rate variable product. The rate is effective as of 09/01/2023. To qualify for the 6.00% APY, the member must have a monthly direct deposit of at least $1,000 going to their Elite Checking, be enrolled in eStatements, be in good standing, and complete 15 monthly transactions of at least $10 each by using their debit card tied to the account. The 15 required transactions must post to the account within the calendar month to receive earnings. When all requirements are met, 6.00% APY applies to balances up to $10,000.00, and anything $10,000.01 or more earns 0.05% APY. If the monthly qualifications are not met, the account will earn a reduced rate of 0.05% for the entire balance. Fees could also reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500.00. Only one Elite Checking or Premium Checking account per member is allowed. Offer and rates are subject to change. Exclusions may apply. Refer to the rate sheet for full details. Membership with Arkansas Federal Credit Union is required.
Customer Service is SpectacularI enjoy being a member of Arkansas Federal because they are always helpful when I need something. I have had a positive experience working with Arkansas Federal because its customer service is spectacular.
Which one will you choose?
Whether you’re opening your first checking account or want a high return on your balance, Arkansas Federal has an account for you. Regardless of your choice, you’ll enjoy the convenience and flexibility to manage your money efficiently. Plus, all of our accounts come with 24/7 digital banking, bill pay, free credit score monitoring, and much more!
Everyday
This classic, no-frills account is a basic option for your everyday checking needs. Plus, there are no minimum balance requirements to worry about.
Premium
Have unlimited access to your finds while earning as high as 4.00% APY APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. The rate is effective as of 5/31/2023. To qualify for the 4.00% APY, the member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks within the calendar month to receive earnings. Zelle® transactions currently do not count as a qualified transaction. Current inactive accounts can qualify for this offer by meeting the same criteria. When all requirements are met, 4.00% APY applies to balances up to $10,000, and anything $10,000.01 or more earns 0.05% APY. If the monthly qualifications are not met, the account will earn a reduced rate of 0.05% for the entire balance. Fees could also reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500. Offer and rates are subject to change. Exclusions may apply. Refer to the rate sheet for full details. Membership with Arkansas Federal Credit Union is required. on your balance when you make 10 monthly transactions of $1 or more.
Elite
Earn as high as 6.00% APY APY is the Annual Percentage Yield. Elite Checking is a tiered rate variable product. The rate is effective as of 09/01/2023. To qualify for the 6.00% APY, the member must have a monthly direct deposit of at least $1,000 going to their Elite Checking, be enrolled in eStatements, be in good standing, and complete 15 monthly transactions of at least $10 each by using their debit card tied to the account. The 15 required transactions must post to the account within the calendar month to receive earnings. When all requirements are met, 6.00% APY applies to balances up to $10,000.00, and anything $10,000.01 or more earns 0.05% APY. If the monthly qualifications are not met, the account will earn a reduced rate of 0.05% for the entire balance. Fees could also reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500.00. Only one Elite Checking or Premium Checking account per member is allowed. Offer and rates are subject to change. Exclusions may apply. Refer to the rate sheet for full details. Membership with Arkansas Federal Credit Union is required. on your balance when you make 15 monthly debit card transactions of $10 or more and have a monthly direct deposit of at least $1,000.
Included with all of our Checking Accounts
24/7 Digital Banking
Confirm balances, transfer funds, monitor transactions, and more whenever and whenever you want with digital banking.
Early Pay
Tired of waiting for payday? Connect your direct deposit to your Arkansas Federal checking account and get paid up to two days early.Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
No Monthly Fees
Enjoy no monthly maintenance fees with all of our checking accounts so more of your money stays with you.
Hear From Our Happy Members
Makes banking easyArkansas Federal makes banking easy. It always handles just what I need right on the spot.
Affordable Personal Loan PaymentsI really love how everyone is so friendly and willing to help with my banking needs. I am very thankful I listened and chose Arkansas Federal for all my banking needs.
Fast and Easy ProcessI must say I was pleasantly surprised at just how fast and easy the process played out. I submitted the documents needed and in no time, we were approved and ready to make an offer on a house.