Explore Mortgage Options From a Trusted Lender
- Low Down Payment options for quick home ownership
- $0 Application Fee, easy and cost-free application process
- Rate can be locked up to 90 days before closing
Fast and Easy ProcessI must say I was pleasantly surprised at just how fast and easy the process played out. I submitted the documents needed and in no time, we were approved and ready to make an offer on a house.
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The Perfect Home and the Perfect Loan
As one of the largest and most trusted mortgage lenders in Arkansas, we offer a variety of home loan options to meet your needs. Plus, with local lending from start to finish, we’re with you every step of the way—from your first questions to your last payment.

Low Down Payment
With low down payment options, we can help get you into your new home fast!

$0 Application Fee
There’s no cost to apply and the application process is easy.

Lock in Your Rate
Lock in your rate up to 90 days before closing.Once your loan is approved, your rate can be locked up to 90 days.
Hear From Our Happy Members
Makes banking easyArkansas Federal makes banking easy. It always handles just what I need right on the spot.
Affordable Personal Loan PaymentsI really love how everyone is so friendly and willing to help with my banking needs. I am very thankful I listened and chose Arkansas Federal for all my banking needs.
Customer Service is SpectacularI enjoy being a member of Arkansas Federal because they are always helpful when I need something. I have had a positive experience working with Arkansas Federal because its customer service is spectacular.