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uChoose Rewards® Points

What are uChoose Rewards® points?

uChoose Rewards® points are points earned on your Visa® Signature & Diamond Rewards Credit Card, that can be redeemed for travel or merchandise. You can visit uChooseRewards.com to check your point balance, browse uChoose Rewards®, or redeem points for merchandise, travel, gift cards and cash back.*

First Time Signing In

The first time you sign in, you’ll need to visit the “Register” section at uChooseRewards.com. Enter your 16-digit credit card number and answer a few security questions.

Once you have registered with your credit card number and set your username and password to get into the uChoose Rewards® system, you will be able to go back to the site and just enter your username and password from then on.

Visit uChooseRewards.com now.

*Only Signature Visa Credit Card accounts are eligible for Cash Back option and have points that do not expire unless account is closed prior to redemption. All points earned on other Credit Card accounts expire 36 months after the period they were earned.


External Payments and Transfers Center

New Upgraded Payment Portal - Beginning July 18, 2018, you will need to re-register for this new enhanced service, but you may reuse your current password.

Arkansas Payments and Transfers Center allows you to transfer funds from another institution to your Arkansas Federal account or loan. It is a free and easy way to move money when and where you need it. To get started today click on the login button below.

Payments and Transfers
Center Login

To make payments or transfers using your Arkansas Federal accounts please login to online banking or download our free mobile applications.

IMPORTANT NOTICE! New Upgraded Payment Portal

We are excited to share the news about our new payment portal launch. Thanks to all the feedback provided by our members, we are launching a new simpler, user-friendly payments portal.

Beginning July 18, 2018, you will need to re-register for this new enhanced service, but you may reuse your current password.

New Features:

  • Forget about usernames! You will access your account with your email and password
  • Save your account information for future payments
  • Save multiple ACH payment methods from your financial institutions
  • Make one-time payments without registering using Express Pay
  • New loans will be added automatically to your profile

Instructions for re-registering and making payments will be posted here before the new system launches on June 26.

In addition to this payment portal, you also have the following options available to make payments:

  • Make a payment at your local Arkansas Federal branch.
  • Mail your payment via mail to PO Box 9 Jacksonville, AR 72078
  • Payroll deduction from your employer – direct deposit to Arkansas Federal Credit Union is required.
  • ACH transfer from another financial institution.
  • Transfer funds from one Arkansas Federal account to another Arkansas Federal account utilizing online banking.

Arkansas Federal Credit Union’s Routing Number is 282075028.


Text Banking

Arkansas Federal offers text banking! Log on to your account to enable this feature.

Once you have enrolled in Text Banking you can choose from a variety of commands based on what information you want text back to you. Below is a chart showing all of the commands and functions.

Text Command Options Information Received
BAL Account Balance
HIST Account History
XFER Transfer Funds Between Accounts
LIST List of Keywords
HELP Contact Points for Info on Text Banking
STOP Stops All Text Messages to your Device

Arkansas Federal's mobile app now has login capability with Touch ID on Apple iOS Devices with that capability. Once you are logged in, you can activate this feature from within your Setting, Security Preferences.


Automated Phone Service

By using telephone services such as Touch-Tone-Teller and AnswerLine you will feel more informed and in better control of your finances. Fast, convenient and user-friendly, Automated Telephone Services provide unlimited access to Arkansas Federal via any touch-tone telephone. If you do not have touch-tone service, use the pulse/tone switch found on most push button telephones to first dial the number on pulse and then switch to tone when the call is answered.

The 24-Hour Touch-Tone-Teller allows you to access your accounts via a touch-tone phone 24-hours a day, 7 days a week, including holidays. With our 24-Hour Touch-Tone-Teller service, you can perform any number of routine transactions: check your balance, request a withdrawal from your account, transfer funds, and even make loan payments. It's all at your fingertips, and each transaction is free. It's as easy as pressing the buttons on your touch-tone telephone. Simply call Touch-Tone-Teller at 501-982- AFCU (2328) or 800-982-AFCU (2328) and let the automated teller guide you step-by-step through your transaction. If you do not have touch-tone service, use the pulse/tone switch found on most push button telephones to first dial the number on pulse and then switch to tone when the call is answered.

Once you have accessed Touch-Tone-Teller, you will be guided step-by-step through your transaction. Remember to press the # sign after each entry.

Start by calling the Touch-Tone-Teller number in Central Arkansas: 501-982-2328 or Toll Free: 800-982-2328

Enter your account number

Enter your access code - this is the four-digit secret number that only you know. (For first time users this code will be the last 4-digits of your social security number; follow the prompts to establish a new password. Then press the # sign.