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Certificates

Certificate Options

Certificate Types Term APY
Regular & Jumbo 3 months to 11 months 0.50%
Regular & Jumbo 12 months to 23 months 1.00%
Certificate Special - Limited-time offer! 15 months 1.50%1
Regular & Jumbo 24 months to 35 months 1.25%
Regular & Jumbo 36 months to 47 months 1.50%
Regular & Jumbo 48 months to 59 months 1.75%
Regular & Jumbo 60+ months 2.00%

Federally insured by NCUA. Offer and rates are subject to change without notice. Early withdrawal will result in decreased APY. Early withdrawal penalties may apply.

1APY = Annual Percentage Yield. Refer to the fee schedule for full details. 15-Month Share Certificate:  $1,000 minimum deposit of "new money" to open a share certificate account. "New money" is defined as funds that have not been in an Arkansas Federal account for the prior 30 days.

IRA Share Certificate Special

An easy way to start saving for retirement with tax-free growth.

3% APY1 for 8 months - Limited to $6,500.00 new IRA funds only

Want to invest more into IRA?

2% APY1 for 23 months - IRAs only2

We're open to all Arkansans!

To open your IRA Share Certificate, drop by your local branch or call us at 800-456-3000 today.

View Rates

1APY = Annual Percentage Yield. Refer to the fee schedule for full details. New IRA funds are defined as new IRA money currently on deposit at Arkansas Federal Credit Union, not in an IRA or money at another financial institution. Limited to $6,500.00. IRAs are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your tax advisor for additional information. Early withdrawal will result in decreased APY. Early withdrawal penalties may apply. Offer and rates are subject to change without notice. 2No maximum dollar amount set.