As low as 4.75% APR1 on all balance transfers for life.

Routing Number: 282075028

Rate Lock

Consolidate any high-interest debt onto your Platinum Classic Card and save big. Lock in one low rate as low as 4.75% APR1 for the life of your balance transfer. Act now, offer ends 10/31/19!


One Low Rate

Lock in one low rate for the life of your balance transfer.

No Transfer Fee

$0 balance transfer fee. Most cards charge 3% - 5%.

No Time Limit

Pay it off at your own pace. Your rate is good for the life of your balance transfer.


Consolidate all your high-interest rate credit cards into one low rate.

Transfer All Balances

Covers all balance transfers through 10/31/19, so you can make more than one transfer.

Take advantage of these great benefits with your new Platinum Classic Mastercard. Get one of the lowest everyday credit card rates available – with rates as low as 8.00% APR1 on purchases, plus $0 fraud liability and $0 annual fee. This card is perfect if you want a great rate and are tired of complicated rewards programs with high-interest rates. Make the smart move, and you can thank yourself later.


We make it easy to get started. Have questions and want to talk? We’re here for you.
Call us at (833) 448-6317 or visit your local branch.


1. Rates and offers current as of July 1, 2019. Offer subject to change. Restrictions may apply. APR = Annual Percentage Rate. The promotional rate (ranges from 4.75%-9.75% APR) is applicable to all balance transfers completed through 10/31/19. Your actual APR will be determined based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The promotional rate will remain the same until the balance of the transfers is paid to $0. Any balance transfers made after 10/31/19 and all purchases made at any time are subject to the corresponding variable APR as stated in the Credit Card Agreement. As of 8-2-19, the standard variable APR is 8.00%-18.00%. 85% of the credit limit available for balance transfers. Promotional rate is only valid for outstanding balances not currently financed through Arkansas Federal Credit Union. Membership with Arkansas Federal Credit Union is required for this offer.