Earn more with your savings.

Routing Number: 282075028

Savings Accounts

Money Market

Our Money Market account is what membership is all about - rewarding our members with high dividend rates. Maybe you need to save more for emergencies or for college tuition. Maybe you just want to earn more for your hard earned savings. With a Money Market account from Arkansas Federal, you will meet your savings goal sooner. Plus, if you need the money, it's available to you anytime.

Compare Our Money Market Rates

Share Savings

Your gateway to credit union membership is a Share Savings Account. With that account you'll have access to a wide variety of consumer-friendly savings, checking and investment accounts designed to maximize your credit union membership.

With an opening deposit of as little as $5, your Share Savings account makes you a member and reflects your "owner's share" of the credit union. Once you become a member, members of your family are eligible to open an account too.

Member Freedom Money Fund

This tiered savings account offers you the ability to grow your dividend as your balance increases with unlimited deposit and withdrawal options. There is no minimum balance requirement2 and it comes with free online banking.

View current rates

Current Money Market Rates

Term APY1
Less than $1,000.00 0.20%
$1,000.00 - $4,999.99 0.30%
$5,000.00 - $9,999.99 0.40%
$10,000.00 - $24,999.99 0.50%
$25,000.00 - $49,999.99 0.60%
$50,000.00 - $99,999.99 0.70%
$100,000.00 - $249,999.99 0.75%
$250,000.00 - $499,999.99 0.75%
$500,000.00 - $999,999.99 0.75%
$1,000,000.00 & Greater 0.75%


We make it easy to get started. Have questions and want to talk? We’re here for you.
Call us at (800) 456-3000 or visit your local branch.

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1. APY is Annual Percentage Yield. $2,500 minimum balance is required. Otherwise a $10.00 monthly fee is assessed. Limited to 6 withdrawals per month or excessive withdrawal fee of $3.00 per transaction over six (6).

2. Member Freedom Money Fund must maintain at least $1,000 in the account each day to earn dividends. Offer and rates subject to change. Certain exclusions may apply.