Routing Number: 282075028

Visa Signature Credit Card

Oh Yeah is right! If the holidays busted your budget, now is the time to consolidate your debt and start saving money. Apply today to get 0% APR for 18 months1 on purchases and balance transfers with the Arkansas Federal Visa Signature Credit Card. You not only get a great introductory rate, you also get everything you would expect from a Visa Signature Card:

  • 1.5% Cash Back2 
  • $0 Annual Fee
  • And more

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Not a member? No problem. All Arkansans are eligible to join Arkansas Federal and start taking advantage of some of the country's most competitive loan and divided rates - all backed by our friendly, local staff and convenient neighborhood branches.

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1APR = Annual Percentage Rate. 0% APR is applicable to purchases and balance transfers completed during the first 90 days from account opening. Purchases and Balance Transfers made during this time period will remain at the special periodic rate of 0% APR for 18 monthly statement cycles from account opening. After the promotional period any unpaid balances are subject to the corresponding variable APR as stated in the Credit Card Agreement. Any purchases or balance transfers made after the initial 90 days are subject to the corresponding variable APR as stated in the Credit Card Agreement. As of 12-25-17, the standard variable APR is 11.99% - 18.00%. Balance transfers are subject to a transaction fee of 3% of total transaction amount. Cash advance fee = 5% of total transaction amount. Overdraft transfer fee = $3 per transfer. Late payment fee up to $35. Interest on cash advances and overdraft transfers will be charged at the standard APR on the balance from the date of transaction. Offer subject to change without notice and may end at any time. All loans subject to approval and restrictions may apply. 2Earn 1 point for every $1 spent on purchases. Points may be redeemed for cash back equal to 1.5%. Cash Advances and Balance Transfers do not earn points. Membership with Arkansas Federal Credit Union is required for this offer. Offer is only valid for outstanding balances not currently financed through Arkansas Federal Credit Union.