Checking Rewards Plus

Enjoy rates as high as 1.00% APYAPY is Annual Percentage Yield. Rewards Plus Checking is a tiered variable rate product. To qualify for the 1.00% Rewards Plus checking account, members are required to complete 10 monthly transactions of at least $1.00 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Members who currently have a Rewards Plus Checking account that is inactive can qualify for the offer by meeting the same criteria. 1.00% APY currently applies to balances of $0 – $15,000. Balances of $15,000.01 – $25,000.00 earn 0.15% APY. Balances of $25,000.01 and more earn 0.01% APY. Fees could reduce earnings. Earn 1 point for every $2.00 spent through your Arkansas Federal debit card. A monthly fee of $15 applies if the daily balance drops below $2,500.00. Offer and rates subject to change. Certain exclusions may apply..

Features and Benefits

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Earn 1.00% APY!1 That’s right. We reward you for banking with us, not the other way around.

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Check balances, transfer funds, pay bills, and more all from your desktop or phone.

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Early Pay2

Tired of waiting for payday? With Arkansas Federal’s Early Pay, you can get paid up to two days early!Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.

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Also Included

  • Free online and mobile banking with Digital Banking
  • Protect your debit card with Card Defend
  • Online bill pay
  • Access to e-Statements, e-Notices, and e-Alerts
  • Get your pay safely and conveniently using Direct Deposit

Go Cashless

When you add Apple PayGoogle Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.

Apple Pay
Samsung Pay
Google Pay

Related Links

Get Started

Set up your account in under 10 minutes.
Have questions? Call us at 800.456.3000 or visit your local branch.