Auto Refinance

Disclosures:

1. Upon submitting an application, you may qualify for a higher or lower loan amount and/or a higher or lower Annual Percentage Rate (APR). The final loan amount and APR will be provided after the loan application is submitted to Arkansas Federal Credit Union's consumer lending department. Full coverage insurance with a maximum deductible of $1,000 is required on all Auto loans. Borrower is responsible for adding Arkansas Federal Credit Union as a lien holder. Offer subject to change without notice; credit criteria applies. This offer is only valid for auto loans not currently financed with Arkansas Federal Credit Union. This offer is based upon initial assessment that you met Arkansas Federal Credit Union credit standards. Loans are underwritten and offered through Arkansas Federal Credit Union. All loans are conditioned upon confirmation that you continue to meet these credit standards, as well as final credit and income verification and collateral review. Membership with Arkansas Federal Credit Union is required for this offer.

2. Interest continues to accrue during the deferred payment and credit score determine rate. First payments may be due up to 90 days from the date of the signed contract.