Rates as low as 1.99%

Routing Number: 282075028

Auto Refinance


Get big savings on one of your biggest expenses. Rates as low as 1.99% APR1 for 36 months. Plus, you can take advantage of 90 days no payments2. At Arkansas Federal, you can rely on us for great service on your loan and the convenience of having all your banking needs met in one place. Ours is a partnership that just keeps on giving and helping you to save.

Ask how we can save you money on your auto insurance3 through our multi-carrier insurance quote process and also protect your investment with debt protection4.

Why Refinance Your Ride?

90 Days No Payments2

Save money for the things you love!

Rates as low as 1.99%

Pay less interest during the term of your loan.

No Application Fee

We don't charge you an application fees to refi your ride with us.


Apply online in under 20 minutes. There’s no cost to apply. Have questions?
Call us at (800) 456-3000 or visit your local branch.

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Photo of Chole Cox

I enjoy being a member of Arkansas Federal because they are always helpful when I need something. I have had a positive experience working with Arkansas Federal because their customer service is spectacular.

— Chloe Cox


1. APR - Annual Percentage Rate. Offer subject to change without notice, credit criteria applies. This offer is only valid for auto loans not currently financed with Arkansas Federal Credit Union. Membership with Arkansas Federal Credit Union is required for this offer.

2. Interest continues to accrue during the deferred payment and credit score determines rate. Restrictions may apply. First payment may be due up to 90 days from the date of the signed contract.

3. Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value

4. All loans except credit builder and HELOCs are eligible for Debt Protection. Certain qualifications and restrictions by loan type and benefit apply. Debt Protection offered through CUNA Mutual Group.