How Much Mortgage Do You Qualify For?
It's important to start the mortgage process with an understanding of just how much mortgage you can afford.
Read MoreJumbo Loans
Make your dream home a reality.
Looking for a higher loan amount? If you need to borrow more than $726,200, a Jumbo Loan may be just what you need. Whether you’re looking at a primary residence or a vacation home, we can help you get the loan you need, no matter the amount.
Features & Benefits
NO PMI
Unlike typical conventional loans, you won’t have to pay Private Mortgage Insurance on a jumbo loan.
$0 Application Fee
There’s no cost to apply and the application process is easy.
Lock in Your Rate
Lock in your rate for up to 90 days before closing!Once your loan is approved, your rate can be locked up to 90 days.
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Frequently Asked Questions
What is a jumbo loan?
In general, most loan types are limited to the maximum amounts set by the Federal Housing Finance Agency. But jumbo loans let you dream a little bigger. A jumbo loan is a mortgage that can be used to finance homes that are above the limit for a conforming loan.
What is the loan limit on a jumbo loan?
Loan limits change from year to year, so it’s best to look to Fannie Mae for the most up-to-date information.
What is the down payment requirement on a jumbo loan?
Down payments for jumbo loans tend to be a bit higher than conforming loans. Jumbo loan down payments typically start at 10%, but you might need to put down more depending on your other assets.
What is the credit score requirement on a jumbo loan?
Your credit score will typically need to be higher than 700 for a jumbo loan, and sometimes as high as 760. Like with any home loan, the higher your credit score, the more likely you are to be approved.
How do I apply?
You can get a quote online or talk to our mortgage lending team about what options work best for you.
