APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.
Find a personal checking account that fits your needs.
Whether you’re opening your first checking account or want a higher return on your balance, we have an account for you. Regardless of which one you choose, you’ll have access to convenient features—pay bills, pay friends, move money, and more—all in one easy, time-saving app. Easily compare checking accounts below and find the best checking account for you.
Everyday This account allows you to do everything from paying bills and making deposits, all without having to worry about a minimum balance.
Premium Enjoy unlimited access to your funds while earning as high as
4.00%
APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required. on your balance!
Earn as high as
4.00%
APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.
Get paid up to two days early with Early PayDirect deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
Round up purchases and send the difference to savings with Cents to Savings
Turn your card on/off, set spending limits, and more with Card Defend
Send money to friends and family with Zelle®Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Premium Enjoy unlimited access to your funds while earning as high as
4.00%
APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required. on your balance!
Earn as high as
4.00%
APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.
Early PayDirect deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
Cents to Savings
Card Defend
Digital Banking
Credit IQ
Online Bill Pay
e-Statements, e-Notices, and e-Alerts
Zelle®Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Everyday This account allows you to do everything from paying bills and making deposits, all without having to worry about a minimum balance.
Earn as high as
4.00%
APYAPY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.
Early PayDirect deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
Cents to Savings
Card Defend
Digital Banking
Credit IQ
Online Bill Pay
e-Statements, e-Notices, and e-Alerts
Zelle®Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Tired of waiting for payday? Connect your direct deposit to your Arkansas Federal checking account and get paid up to two days early with Early Pay.Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.
Save Automatically
With Cents to Savings, we’ll round up your debit card purchases to the nearest dollar and send the difference to your savings.
View your credit score, monitor activity, and learn what impacts your score with Credit IQ
Free online and mobile banking to check your balances, transfer funds, easily apply for loans, and more
Quickly and securely send money to friends and family with Zelle®Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Convenient, Secure Features
Get your pay safely and conveniently with direct deposit.
Enroll in overdraft protection, text alerts, and fraud protection. Plus, turn your card on and off, set spending limits, and receive alerts with Card Defend.
