Mortgage Buy or Refi
as low as
APR is the Annual Percentage Rate. As of 1/11/2022, for a 15-year fixed-rate loan. Interest rates quoted assumes a 95% loan-to-value (LTV), a minimum credit score of 740, and a mortgage loan up to $646,200—anything over this amount, Jumbo Loan pricing will apply. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and the location and type of property. Offer subject to change without notice. Restrictions may apply. Membership with Arkansas Federal Credit Union is required for this offer. Average closing costs are 3% of total loan amount.

Lock in your low rate today!

Trusted, Local Lending from Start to Finish

We are one of the largest and most trusted mortgage lenders in Arkansas. Plus, with local lending and servicing from start to finish, we are with you every step of the way–from your first questions to your last payment.Local, in-house loan servicing applies to conventional loans only. Government loans, such as FHA, VA, and USDA may be serviced outside the credit union.

Illustration of people holding a key


We offer a variety of home loan options to fit your needs. Check out our current rates, calculate monthly payments, and more!

illustration of woman on couch with laptop


Considering refinancing for a better rate or term? Rates are at historic lows! Take advantage and see how much you could save today!

illustration of person waving

Meet Our Mortgage Team

We make getting your new house keys a breeze. Get to know us and experience what makes us one of the most trusted mortgage lenders in Arkansas.

Get Started Now. It's Easy!

We make it easy to get started. Have questions and want to talk? We're here for you.
Call us at 800.456.3000 or visit your local branch.