Mortgage Buy or Refi

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Trusted, Local Lending from Start to Finish

We are one of the largest and most trusted mortgage lenders in Arkansas. Plus, with local lending and servicing from start to finish, we are with you every step of the way–from your first questions to your last payment.

Save Big on Closing Costs 

For a limited time, get up to $2,500 in closing cost discounts!This offer is for eligible fixed-rate and ARM mortgage applications submitted to Arkansas Federal Mortgage on or after July 1, 2022, and before December 31, 2022, in Arkansas and Oklahoma. Members can receive the closing discount upon closing with Arkansas Federal Mortgage, subject to qualification and approval. The closing discount is based on the qualifying home purchase or refinance amount after submitting a mortgage application. For loans $0 – $199,999, the closing discount will be $500. For loans $200,000 – $699,999, the closing discount will be $1,000. For loan amounts of $700,000 or more, the closing discount will be $2,500. Government loans, such as VA and FHA loans, are not eligible for the closing discount. The seller and/or other discounts must be reduced if the loan has reached the maximum allowable discount limit per the loan product. Contact Arkansas Federal Mortgage for more details. Membership with Arkansas Federal Credit Union is required for this offer.  Act fast and put those savings towards what matters—making your house into a home.

Loan AmountClosing DiscountThis offer is for eligible fixed-rate and ARM mortgage applications submitted to Arkansas Federal Mortgage on or after July 1, 2022, and before December 31, 2022, in Arkansas and Oklahoma. Members can receive the closing discount upon closing with Arkansas Federal Mortgage, subject to qualification and approval. The closing discount is based on the qualifying home purchase or refinance amount after submitting a mortgage application. For loans $0 – $199,999, the closing discount will be $500. For loans $200,000 – $699,999, the closing discount will be $1,000. For loan amounts of $700,000 or more, the closing discount will be $2,500. Government loans, such as VA and FHA loans, are not eligible for the closing discount. The seller and/or other discounts must be reduced if the loan has reached the maximum allowable discount limit per the loan product. Contact Arkansas Federal Mortgage for more details. Membership with Arkansas Federal Credit Union is required for this offer.
$0 – $199,999$500
$200,000 – $699,999$1,000
$700,000+$2,500
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Mortgage

We offer a variety of home loan options to fit your needs. With low down payment options, we can help get you into your new home fast!

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Refinancing

Considering refinancing? We offer up to 95% financing of your home’s appraised value! Lock in your rate today.

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Meet Our Mortgage Team

We make getting your new house keys a breeze. Get to know us and experience what makes us one of the most trusted mortgage lenders in Arkansas.

Get Started Now. It's Easy!

We make it easy to get started. Have questions and want to talk? We're here for you.
Call us at 800.456.3000 or visit your local branch.