Guaranteed returns with flexible terms
Treasury Management
Break free from high fees.
Whether you’re paying vendors, making payroll, managing accounts, or making sure your customers have an easy way to pay, our local, expert bankers are ready to help.
Why Arkansas Federal?
We’re Local
Arkansas Federal is made up of people like you, who support local businesses and want to see them grow. It seems to us that we’d be the perfect fit.
Custom Solutions
We understand that no two businesses are exactly alike. That’s why we’ll work with you to understand your unique needs to provide tailored solutions.
Less Fees
Because we’re not-for-profit, we can offer convenient business products and services at better rates than the big banks, with lower or no fees.
Compare Our FeesExclusions may apply. Refer to the fee schedule for details.
 | Centennial Bank | First Security | Regions | |
|---|---|---|---|---|
| Online Domestic Commercial Wire Transfer – Outgoing | $10 | $25 | $20 | $25 |
| ACH Monthly | No Charge | $25 | $22 | $45 |
| ACH Fee for Credit or Debit | $0.15 | $0.09 | $0.09 | $0.26 |
| Remote Deposit Monthly Charge | $35 | $50 | $64 | $38 |
| Get Started |
Tools to Enhance Your Business
With customized solutions—including payables and receivables management, information reporting, liquidity management and fraud protection—we can meet your treasury management needs and find ways to lower your costs.
Business Remote Deposit Capture
There’s no need for another deposit run. Save time with remote deposit capture. Scan all of your checks for deposit without leaving your place of business.
Online Wire Origination
In a hurry to get that payment through? Enjoy payment convenience of sending wire payments quickly, easily, and securely.
Fraud Prevention
We offer fraud and risk mitigation tools that help protect your business against various types of fraud.
Sweeps
Maximize the return on every dollar with automated sweeps. Use your credit line or savings when you need it, and put your account balances to work when you don’t.
Electronic Payments (ACH)
Send and receive secure, fast, and easy payments through Automated Clearing House (ACH). ACH payments process faster than checks and are perfect for expenses reimbursement, vendor payments, direct deposit of payroll, pre-authorized payments, taxes, and more! Need to collect payment from your customers, clients, or tenants? ACH makes drafting receivables a breeze—no more chasing down checks, running to the branch to make deposits, or wasting money on high card processing fees.
Point of Sale Solutions
Fiserv-First DataTM, our preferred processing partner, offers current point of sale technology. Whether in-person, online, or on the go, we have a solution to meet your needs. Which one is right for you?
Frequently Asked Questions
What are treasury management services?
Treasury management services are all about helping your business handle its money more efficiently. Think of them as a toolkit for managing your cash flow and financial risks. From optimizing your cash reserves to protecting against fraud, these services are designed to make your financial operations smoother and more effective.
How does treasury management protect my business from fraud?
Treasury management takes fraud protection seriously! It provides secure payment processing, sets up dual controls for approvals, and offers transaction monitoring. Plus, it includes fraud detection tools, such as Positive Pay, that can alert you to any suspicious activity, keeping your business finances safe and sound.
How does treasury management help with commercial receivables?
Treasury management can be a real game-changer for handling commercial receivables. It streamlines the collection process, making it easier to automate invoicing and track payments. This means you can get paid faster and reduce the time it takes to collect money from your customers, helping your cash flow stay strong.
Does treasury management help with commercial payables?
Absolutely! Treasury management is great for managing commercial payables, too. It helps automate your payment processes and ensures you pay your bills on time. This way, you can keep good relationships with your suppliers while managing your cash flow effectively.
Can treasury management assist with commercial cash management?
Yes, indeed! Treasury management offers a whole range of services for cash management. It helps you forecast your cash flow, manage liquidity, and keep track of your bank accounts. With these tools, you can ensure you have enough cash on hand for daily operations while also making the most of any extra funds you might have.
What do I look for in a treasury management service?
When you’re on the lookout for a treasury management service, think about what fits your business best. Look for a service that offers comprehensive solutions tailored to your needs, like managing receivables and payables. It’s also important to have user-friendly technology, solid fraud prevention measures, and great customer support. Lastly, you want a partner that can grow with you as your business evolves! Reach out to us today to discover how we can support your treasury management needs!