Credit Cards Enjoy rates
as low as
6.00
%
APR
APR is Annual Percentage Rate. No annual fee and no balance transfer fee. Cash Advance fee = 5.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of transaction. Offer subject to change without notice and may end at any time. As of 4/2/2020, the standard variable APR for the Platinum Classic Mastercard is 6.00% – 18.00%. This rate is variable and subject to change. Foreign transaction fee for the Platinum Classic Mastercard and Platinum Secure Mastercard is 1.00%. As of 4/2/20, the standard variable APR for the Platinum Classic Mastercard is 6.00% – 18.00%. This rate is variable and subject to change. There are no balance transfer fees on the Platinum Classic Mastercard or the Platinum Secure Mastercard; however, balance transfers on the World Mastercard are subject to transaction fee of 3.00% of total transaction amount. Full Credit Card Account Agreement and Disclosures. All loans subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required.

Low rates. Great Perks.

Platinum Classic Mastercard®

Ideal for those who want an everyday low rate – as low as 6% APR.1

World Mastercard®

Best if you have established credit and want to earn rewards and enjoy premium travel benefits.

  • Earn 2% cash back for every dollar spent Earn 2 points for every $1 spent on purchases. Points may be redeemed for cash back equal to 2.00%. Cash Advances and Balance Transfers do not earn points.  
  • $0 annual feeAPR is the Annual Percentage Rate. World Mastercard. No annual fee. Balance transfers are subject to a transaction fee of 3.00% of total transaction amount. Cash Advance fee is 5.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer subject to change without notice and may end at any time. As of 8/1/2021, the standard variable rate is 10.99% – 18.00%. All loans subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.
  • Plus, you’ll have access to Card DefendAuthorized User, and other built-in Mastercard® benefits

Platinum Secure Mastercard®

A great card if you want to build your credit.

  • $0 annual feeAPR is the Annual Percentage Rate. Platinum Secure Mastercard. No annual fee and no balance transfer fee. Cash Advance fee is 5.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer subject to change without notice and may end at any time. As of 8/1/2021, the standard variable APR is 18.00%. Foreign transaction fee is 1.00%. All loans are subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.
  • No balance transfer feeAPR is the Annual Percentage Rate. Platinum Secure Mastercard. No annual fee and no balance transfer fee. Cash Advance fee is 5.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer subject to change without notice and may end at any time. As of 8/1/2021, the standard variable APR is 18.00%. Foreign transaction fee is 1.00%. All loans are subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.
  • Plus, you’ll have access to Card DefendAuthorized User, and other built-in Mastercard® benefits

Go Cashless

Make purchases with Apple PayGoogle Pay or Samsung Pay. Send anyone money with Arkansas Federal’s People ePay. When you add Apple PayGoogle Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click on each provider logo below for information regarding setup, use and number of cards you can load in each mobile wallet.

Apple Pay
Samsung Pay
Google Pay

Get Started Now. It's Easy!

We make it easy to get started. Have questions and want to talk? We're here for you.
Call us at 800.456.3000 or visit your local branch.