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New & Used Auto
as low as
APR is Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. As of 04/05/2024, the new/used auto Loans rate of 6.69% APR rate shown based on credit score of 740 or higher, LTV equal to or less than 90, and a term of 48 months for vehicles New-2019 year models. For a loan of $20,000.00 for a term of 48 months with a 6.69% APR, the monthly payment would be $ 476.05. Up to 100% financing is available. New (never been titled) automobile values are based on the MSRP as stated by the NADA unless the MSRP is provided by the dealer. Used (previously titled) automobile values are based on the NADA average retail. Some restrictions apply. Full coverage insurance with a maximum deductible of $1,000 is required on all Auto, Boat, RV, Motorcycle, and ATV loans. Borrower is responsible for adding Arkansas Federal as lienholder. Membership with Arkansas Federal is required for this offer.

Competitive rates and convenient terms.

When you finance with the auto-lending experts at Arkansas Federal, you can rest easy knowing you got the best deal all-around with pricing reports, competitive rates, and flexible terms.

New & Used Auto Loan Rates

Rates as low asTermLoan AmountApprox. Loan Payment
6.69% APR148 months$20,000$476
6.94% APR160 months$20,000$395
7.44% APR172 months$20,000$345
8.19% APR184 months$25,000$392

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Arkansas’ #1 Auto Lender

There’s a reason we’re Arkansas’ #1 Auto Lender. More Arkansans trust Arkansas Federal with their auto loan needs than any other Arkansas-based lender. Experience the difference yourself today!

Features & Benefits

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$0 Application Fee

There’s no cost to apply and the application process is easy.

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Competitive Rates

We offer excellent rates that beat industry averages.

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Up to 100% Financing

Up to 100% financing, including taxes and other applicable fees.

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Get Started

Apply online in under 20 minutes. There’s no cost to apply and the application process is easy.
Have questions? Call us at 800.456.3000 or visit your local branch.

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