Make your money make money
Spend & Save
Earn more when you save - and even when you spend.
Want an easy way to make your money make money? Arkansas Federal has you covered. Check out our great rates on certificates, checking, money market accounts, and more!
Checking
Whether you’re opening your first checking account or want to earn as high as 4.00% APY APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required. on your balance, we have an account for you. Regardless of which one you choose, you’ll have access to convenient features—pay bills, pay friends, move money, and more—all in one easy, time-saving app.
Certificates
Our certificates offer a great combination of stability along with some of the best rates around – as high as 4.05% APY APY is the annual percentage yield and assumes the dividends remain on deposit until maturity. Rates and terms are effective as of 5/02/2023 and are subject to change. Rates shown are for amounts between $1,000.00 to $999,999.99. Rates are based on the dividend rate in effect on the date of deposit. Dividend rates are fixed unless otherwise stated. Federally insured by NCUA. Penalties may apply to withdrawals made prior to maturity and/or IRA age requirements. Fees may reduce earnings. IRA transactions are subject to IRS rules and regulations. View these rules and regulations. A $1,000.00 minimum deposit to open a share certificate account. Membership with Arkansas Federal Credit Union is required.. Plus, enjoy peace of mind knowing your money is federally insured by NCUA. It’s an easy, no-stress way to watch your savings grow.
Money Market
Our Money Market Account allows you to earn more on your money than a traditional savings account, all while having access to your funds anytime. Earn as high as 1.75% APY APY is Annual Percentage Yield. Rates and terms are effective as of 03/13/2023. $2,500 minimum balance is required. Otherwise, a $15 monthly fee is assessed. Fees may reduce earnings. Offer subject to change. Certain exclusions may apply.. Plus, as your savings grow, you earn additional dividends.