Online Banking

Debt Consolidation

Save money & get out of debt fast.

Ready to save big and simplify your life? It’s easy. Combine your multiple debts from credit cards, high-interest loans, and other bills into a single loan with one low monthly payment that fits your budget. Save money with a lower interest rate or gain the advantage of a longer repayment window to better manage your daily budget. 

Benefits

Lower Payments

A lower rate can help you save hundreds or even thousands on interest.Savings vary based on the rate and term of your existing loans.

Faster Payoff

Put less money toward interest and enjoy paying down your debt sooner.Savings vary based on the rate and term of your existing loans.

One Monthly Payment

Simplify and streamline your finances and make fewer payments each month.

How do you consolidate debt?

Consolidating debt means rolling multiple debts, typically high-interest debt such as credit card bills, into a single payment. By doing so, you may be able to obtain more favorable payoff terms, such as a lower interest rate, lower monthly payments, or both. But debt consolidation isn’t one size fits all. Depending on your unique situation, there are several loan options to consider. Find the one that’s best for you below.

Personal Loan

  • Borrow up to $25,000 with no collateral required
  • Get one lump sum, and repay monthly with a fixed, affordable monthly payment
  • Enjoy $0 application/$0 origination fees

Low-Rate Credit Card

  • Transfer your high-rate debt and save on interest with a lower rate
  • Save money and pay off debt faster
  • Enjoy $0 annual fee/$0 application fee
  • Built-in Mastercard protection

Auto Refinance

  • Refinance your existing vehicle and “cash-out” the equity
  • Enjoy one fixed rate – no surprises
  • Plus, there are no payments for up to 90 daysInterest continues to accrue during the deferred payment and credit score determines rate. First payments may be due up to 90 days from the date of the signed contract.

Home Equity Loan

  • Borrow up to 95% of your home’s valueBorrow up to 95% of your home’s value, minus your mortgage balance.
  • Feel secure with a fixed rate and payment for easy budgeting
  • Enjoy $0 application fee
  • Easy online application

Home Refinance

  • Refinance and cash-out your home equity
  • Get a longer repayment term for more manageable monthly payments
  • Enjoy one fixed rate—no surprises

How should you consolidate your debt? 

Just answer a few questions, and we’ll help point you in the right direction.* 

What is your total unsecured debt (credit card, personal loans, etc.)?

*The content of this quiz is for illustrative and informational purposes only and may not apply to your individual circumstances.

Credit IQ

Free Credit Score Monitoring

Get notifications on credit changes and monitor your progress with no impact to your score.

  • Check your credit score and report
  • Get personalized tips to raise your score
  • Receive credit monitoring alerts

Have questions?

Call us at 800.456.3000 or visit your local branch.