If you’re an active-duty service member, veteran, or eligible surviving spouse, A VA (Veterans Affairs) loan is a great way to finance a primary residence. With low or $0 down payment options, low interest rates, and no mortgage insurance, it’s a simple and affordable way for veterans to get a home loan they deserve.
Features & Benefits
$0 Down Payment
There’s no down payment for eligible VA borrowers.Closing costs and fees may still apply.
$0 Application Fee
There’s no cost to apply and the application process is easy.
There is no private mortgage insurance required with VA loans.
Trusted, Local Lending from Start to Finish
We are one of the largest and most trusted mortgage lenders in Arkansas. Plus, with local lending and servicing from start to finish, we are with you every step of the way.
Am I eligible for a VA loan?
To obtain a VA home loan, you need to meet one of these requirements:
- You are an active-duty service member, or you have been honorably discharged.
- You have at least 90 days of consecutive service during a time of war period (as defined by the VA) or you have at least 181 days of service during a time of peace.
- You have at least six years of service in the National Guard or Selected Reserve.
- You are a spouse of someone who died in the line of duty in a recognized Armed Service.