Cents to Savings

Saving money can be hard, but we make it easy! With Cents to Savings, you can automatically save each time you make a purchase with your Arkansas Federal debit card. Plus, there’s no fee to enroll and no limit to how much you can save.
How It Works
When you make a purchase using your Arkansas Federal debit card, your transaction amount is rounded up to the next dollar, and the difference is automatically put into your Arkansas Federal savings account. It’s that easy!
For example, if you spend $3.50 on coffee, $0.50 will be deposited into your savings account. It’s that simple!
See How Much You Can Save

Get Started
To enroll, you’ll just need to fill out your information, including the account numbers for the Arkansas Federal checking and saving accounts. The account numbers can be found within digital banking, by selecting the account from the dashboard then clicking the eye icon under the account name.