Online Banking

Motorcycle Loans
as low as
The rate shown is for a loan $10,000-$24,999, 90% Loan-to-Value (LTV), and a term of up to 72 months with excellent credit. Rate effective as of 04/05/2024. Other terms and rates are available based on the creditworthiness amount borrowed and LTV. The amount financed and terms depend on credit qualifications. A down payment may be required. For all motorcycle/ATV loans, terms range from 24-84 months. The maximum age of collateral is seven years old. Amount financed and terms depend on income and credit qualifications. A down payment may be required. Warranties are available with motorcycle loans. Membership with Arkansas Federal Credit Union is required.

The open road is calling.

When the open road beckons, we can help. Whether you’re looking for a new or used motorcycle, we make it easy to head out on the highway with competitive rates and a quick online application.

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100% Financing

Up to 100% financing, including taxes and other applicable fees.With approved credit.

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Affordable Payments

Fixed rates and convenient terms for a motorcycle loan that works for you.1

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$0 Application Fee

There’s no cost to apply, and the application is easy. Get started today!

Frequently Asked Questions

What is a motorcycle loan?

A motorcycle loan is a loan to purchase a motorcycle. Similar to an auto loan, with motorcycle financing, you can make a monthly payment for a set term or length of time and enjoy your new ride right away.

Is getting a motorcycle loan hard?

We don’t think so. But keep in mind that not all motorcycle loans are the same. They all vary based on a few factors, such as the loan amount, your income, your credit score, downpayment, and so on.

What are the requirements for a motorcycle loan?

Like with most loans, you’ll need to provide proof of income and documentation for the price of the motorcycle. The lender will also check your credit score and DTI (debt-to-income ratio), among other items, to see if you qualify.

How long are motorcycle loans?

Repayment terms vary and are based on several factors, such as the loan amount. Generally, they go from 2 – 7 years. Keep in mind that the shorter the repayment term, you don’t pay as much interest, but payments are typically higher. In contrast, a longer term, or payback length, means your payments are typically lower, but you’ll pay more interest over the course of the loan.

How do I get a motorcycle loan?

To get a motorcycle loan, you must apply. If you go with Arkansas Federal, you can apply online in minutes. There’s no cost to apply and no obligation.

Why choose Arkansas Federal?

We understand that people have different needs and personal tastes. You may want a cruiser, while someone else wants a dirt bike. Regardless of the type of bike you want, when you finance with us, you’ll benefit from the reliability of a fixed rate and fixed monthly payments.

Protect Your Motorcycle

Staying protected when you ride is more than just wearing a helmet.
Make sure you’re fully covered before you hit the open road.

Get Started

Apply online in under 20 minutes. There’s no cost to apply and the application process is easy. Have questions? Call us at 800.456.3000 or visit your local branch.

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