RV Loans

Competitive rates and convenient terms.Terms range from 84 to 180 months. The maximum age of collateral is seven years old. Amount financed and terms depend on income and credit qualifications. A down payment may be required. Warranties are available with motorcycle loans.

Are you in the market for a motorhome, fifth wheel, camper, or another recreational vehicle (RV)? You’re in the right spot! Whether you’re looking at new or used, we can get you on the road quickly with fixed rates and fast approvals.

Features & Benefits

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100% Financing

Up to 100% financing, including taxes and other applicable fees.With approved credit.

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Affordable Payments

Enjoy fixed rates and terms up to 120 months for new and used RVs!Terms range from 84 to 180 months. The maximum age of collateral is seven years old. Amount financed and terms depend on income and credit qualifications. A down payment may be required. Warranties are available with motorcycle loans.

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$0 Application Fee

There’s no cost to apply, and the application is easy. Get started today!

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RV Loan Features

  • Fixed rate for the life of your RV loan.
  • Purchase or refinance available for new or used RVs.
  • Borrow from $5,000 to $300,000.
  • Terms up to 120 months.

Frequently Asked Questions

What types of RVs can I finance with?

We offer financing for campers, trailers, motorhomes, pop-up campers, fifth wheels, slide-on campers, and more! Curious if your dream RV will be covered? Get in touch with us.

How do I get an RV loan?

To get started, complete an RV loan application. You can apply online, visit any of our local branches, or call us 800.456.3000 at your convenience.

How do RV loans work?

RV loans are similar to auto loans or mortgage loans. You will need to make monthly payments on your loan until your loan is fully repaid. The interest rate and length of your loan will vary depending on your credit score, income, and loan amount.

Are the loan rates the same for all RVs?

No, rates are based on borrower qualifications, creditworthiness, RV type, and the loan product selected.

What is the typical term for an RV loan?

While the average RV loan is 10 years, other terms are available and may vary depending on many factors, such as:

  • Is the RV brand new, used, or refinanced?
  • How much do you intend to borrow?

Does Arkansas Federal offer refinancing?

Yes! You can refinance with us if you’re current loan is not originally from Arkansas Federal.

Protect Your RV

Help protect your home on wheels with RV insurance.3

Get Started

Apply online in under 20 minutes. There’s no cost to apply and the application process is easy. Have questions? Call us at 800.456.3000 or visit your local branch.