Online Banking

Low-Rate Business Credit Card

Great rate and no annual fee.

Small business? Big business? Either way, we have you covered with this low-rate business credit card to help you build a strong credit score while securing the goods and equipment your business needs—all with added Mastercard® benefits. Plus, there’s no annual fee and comes with access to My Cards, Authorized User, and other built-in Mastercard benefits.

Business Credit Card from Arkansas Federal Credit Union

Business Platinum Mastercard®

A great card to have in your operations toolkit. For individual and company expenses…supplies, travel, meals, fuel, and more. A Business Platinum Mastercard comes with credit-boosting power and built-in convenience.

Interest Rates & Fees Summary

Interest RateAnnual FeeBalance Transfer Fee
as low as 13.54% APR APR is Annual Percentage Rate. No annual fee and no balance transfer fee. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Foreign transaction fee = 1%. Late payment fee up to $40. Interest on cash advances and overdraft transfers will be charged at the business member’s standard APR on balance from the transaction date. As of 9/02/2023, the standard variable APR is 13.54%-18.00%. Offer subject to change without notice and may end at any time. Subject to credit approval. $03%Balance transfers are subject to a transaction fee of 3.00% of the total transaction amount.

Benefits & Features

Tap to Pay (Contactless)

Pay in seconds with a tap of your card at a contactless-enabled terminal.

$0 Annual Fee

Delight in no annual fees or minimum finance charges. Hooray!

Digital Banking

Enjoy convenient, secure 24/7 access to your accounts right from your computer, tablet, or smartphone. Control your card 24/7, monitor your credit score with Credit IQ, pay bills, send secure messages, make digital payments, and so much more.

Everyday Low Rate

Enjoy a rate that’s consistently ranked as one of the lowest rates in the country.

Digital Wallet

Instead of carrying your card around, securely store it in your phone’s digital wallet for quick checkouts in-store or online.

$0 Fraud Liability

You won’t be held responsible for unauthorized charges made with your account or account information.Certain restrictions apply. See for details.

Authorized User

Share the convenience of your card with another authorized user. When you give them access to your account, they get their own personal card and can enjoy the same perks you do.

Identity Theft Resolution Services

Should you become the victim of Identity Theft, Mastercard will assist you with credit bureau notification and debit card replacement and provide you with an ID Theft Affidavit.Certain restrictions apply. For details, see the Guide to Benefits.

Go Cashless

When you add Apple PayGoogle Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.

Apple Pay
Samsung Pay
Google Pay

Redeem Cash Back

To redeem your points for cash back, gift cards, travel, and more, visit uChoose rewards.

Need Help?

To activate your new Arkansas Federal Credit Card, call 855.343.3822.

Forgot your pin? With your EMV-enabled chip card, call 855.343.3822.

Ready to Get Started?

Have questions or ready to sign up for your business credit card?
Call us at 501.457.0250 or visit your local branch.

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