Earn dividends or cash back
Low-Rate Business Credit Card
Great rate and no annual fee.
Small business? Big business? Either way, we have you covered with this low-rate business credit card to help you build a strong credit score while securing the goods and equipment your business needs—all with added Mastercard® benefits. Plus, there’s no annual fee and comes with access to My Cards, Authorized User, and other built-in Mastercard benefits.
Business Platinum Mastercard®
A great card to have in your operations toolkit. For individual and company expenses…supplies, travel, meals, fuel, and more. A Business Platinum Mastercard comes with credit-boosting power and built-in convenience.
Interest Rates & Fees Summary
| Interest Rate | Annual Fee | Balance Transfer Fee |
|---|---|---|
| as low as 12.54% APR APR is Annual Percentage Rate. No annual fee and no balance transfer fee. Cash Advance fee = 5% per transaction. Overdraft transfer fee = $3 per transfer. Foreign transaction fee = 1%. Late payment fee up to $40. Interest on cash advances and overdraft transfers will be charged at the business member’s standard APR on balance from the transaction date. As of 12/02/2024, the standard variable APR is 12.79%-18.00%. Offer subject to change without notice and may end at any time. Subject to credit approval. APR is the Annual Percentage Rate. As of 02/03/2024, the variable APR ranges from 12.54% to 18.00% and is based on your creditworthiness and market conditions related to the Prime rate. There is no annual fee or balance transfer fees; however, late payment fees may reach $40. There’s a cash advance fee of 5% per transaction, an overdraft transfer fee of $3 per transfer, and a foreign transaction fee of 1%. Interest on cash advances and overdraft transfers will be charged at the business member’s standard APR on their balance from the transaction date. All loans, including credit cards, are subject to credit approval, and additional restrictions may apply. Membership with Arkansas Federal Credit Union is required. Please refer to the Full Credit Card Account Agreement and Disclosures for complete details. | $0 | 3%Balance transfers are subject to a transaction fee of 3.00% of the total transaction amount. |
Benefits & Features
Tap to Pay (Contactless)
Pay in seconds with a tap of your card at a contactless-enabled terminal.
$0 Annual Fee
Delight in no annual fees or minimum finance charges. Hooray!
Digital Banking
Enjoy convenient, secure 24/7 access to your accounts right from your computer, tablet, or smartphone. Control your card 24/7, monitor your credit score with Credit IQ, pay bills, send secure messages, make digital payments, and so much more.
Everyday Low Rate
Enjoy a rate that’s consistently ranked as one of the lowest rates in the country.
Digital Wallet
Instead of carrying your card around, securely store it in your phone’s digital wallet for quick checkouts in-store or online.
$0 Fraud Liability
You won’t be held responsible for unauthorized charges made with your account or account information.Certain restrictions apply. See www.mastercard.us/zero-liability for details.
Authorized User
Share the convenience of your card with another authorized user. When you give them access to your account, they get their own personal card and can enjoy the same perks you do.
Identity Theft Resolution Services
Should you become the victim of Identity Theft, Mastercard will assist you with credit bureau notification and debit card replacement and provide you with an ID Theft Affidavit.Certain restrictions apply. For details, see the Guide to Benefits.
Go Cashless
When you add Apple Pay, Google Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.
Redeem Cash Back
To redeem your points for cash back, gift cards, travel, and more, visit uChoose rewards.
Need Help?
To activate your new Arkansas Federal Credit Card, call 855.343.3822.
Forgot your pin? With your EMV-enabled chip card, call 855.343.3822.