Online Banking

Everyday Checking

Keep it simple with no min. balance requirements.

Enjoy a simple account designed to meet your everyday financial needs without worrying about a minimum balance requirement. Plus, you’ll have access to online banking, the Arkansas Federal mobile app, and more!

Monthly FeeMinimum Balance Required

Features & Benefits

illustration of woman and calendar

Early Pay

Tired of waiting for payday? Connect your direct deposit to your Arkansas Federal checking account and get paid up to two days early with Early Pay.Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.

Save Automatically

With Cents to Savings, we’ll round up your debit card purchases to the nearest dollar and send the difference to your savings.

Illustration of woman with lock

24/7 Card Control

Enjoy overdraft protection, text alerts, and fraud protection. Plus, turn your card on and off, set spending limits, and receive alerts with Card Defend.

Smiling Family

Also Included

  • Free online and mobile banking to check your balances, transfer funds, easily apply for loans, and more
  • View your credit score, monitor activity, and learn what impacts your score with Credit IQ
  • Quickly and securely send money to friends and family with Zelle®
  • Online bill pay
  • Access to e-Statements, e-Notices, and e-Alerts
  • Get your pay safely and conveniently with direct deposit

Go Cashless

When you add Apple PayGoogle Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.

Apple Pay
Samsung Pay
Google Pay

Get Started

Set up your new account online in under 10 minutes.
Have questions? Call us at 800.456.3000 or visit your local branch.