Benefits of a Credit Union Checking Account
Instead of trusting your money with a bank that cares more about profits than their customers’ financial well-being, consider a credit union.Read More
You work hard for your business. Your checking account should, too. That’s why we offer business checking options that earn dividends or cash back, both with maximum convenience and minimal fees, so you can keep more of your hard-earned money. Plus, each account comes with the convenience of multiple payment options, including ACH, Bill Pay and Wire Transfers.
It’s true! Your business will earn cash back rewards or dividends with business checking.
The tools you need, all with fewer fees.Please see the chart above, Keep More of Your Money. For a limited time, the $10 fee for Premier Checking is waived. For domestic ACH transactions, a monthly fee is not charged; however, some exclusions may apply. Refer to the fee schedule for complete details. Fees could reduce earnings. Federally insured by the NCUA. Compare us to our competitors below.
None of our Business Checking accounts have minimum balance requirements.
Manage your account anytime with convenient online bill pay and online wiresOnline domestic and international wires upon approval. using our free and mobile banking.
Conveniently deposit checks with your mobile device or scanner without visiting a branch.
Enjoy overdraft protection, text alerts, and fraud protection. Plus, turn your debit card on and off, set spending limits, and receive alerts with Card Defend.
With just $100, you can get started today!
Ideal for businesses that make frequent debit card purchases and have lower paper transactions. Plus, you get unlimited cash back every time you use your debit card.Offer is only valid for business customers with a Business Choice checking account. Offer valid as of 02/01/2021. $0.10 will be earned on every debit card purchase of $5 or more, including PIN, signature and online purchases. All applicable account terms, fees and charges are subject to change. This offer may be modified or withdrawn at any time. Federally insured by NCUA.
Best for businesses that maintain a higher balance and want to earn a competitive dividend rate.
It’s a win-win! Earn dividends or get cashback? Generally, lower balances with active card users can earn more with Business Choice Checking, while higher balances will benefit most from Business Premier Checking. To help decide which might be best for your business, here is a comparison:
|Average Premier Balance Account or Choice Debit Card Swipes||Average Monthly Return1,4||Average Yearly Return1,4|
|Premier Checking with $50,000 Balance at 1.75% APY1||$73.56||$882.67|
|Premier Checking with $25,000 Balance at 1.25% APY1||$26.20||$314.46|
|Premier Checking with $5,000 Balance at 1.00% APY1||$4.19||$50.26|
|Choice Checking with 50 Debit Card Swipes per Month||$5||$60|
|Choice Checking with 25 Debit Card Swipes per Month||$2.50||$30|
Compare our fees with others, and you’ll see we provide the best value for your dollar.
|Centennial Bank||First Security||Regions|
|Domestic Commercial Wire Transfer – Outgoing||$10||$25||$20||$25|
|International Commercial Wire Transfer – Outgoing||$30||$50||$55||$45|
|ACH Monthly||No Charge||$25||$22||$45|
|ACH Fee for Credit or Debit||$0.15||$0.09||$0.09||$0.26|
|Remote Deposit Monthly Charge||$25||$50||$64||$38|