Online Banking

Business Checking
as high as
2.50
%
APY
APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings.

Earn more with fewer fees.

You work hard for your business, and your checking account should, too. That’s why we offer business checking options that not only allow you to earn on your balance or get cash back but also provide maximum convenience and minimal fees, allowing you to keep more of your hard-earned money. Plus, each account comes with the flexibility of multiple payment options, including ACH, Bill Pay, Wire Transfers, and more. Choose a checking account that works as hard as you do.

Premier
as high as 2.50% APY APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings.
Choice
Enjoy cash back
Earn dividends or cash back as high as 2.50% APY APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings. on your balance10¢ for each transaction of $5 or moreOffer is only valid for business customers with a Business Choice checking account. Offer valid as of 02/01/2021. $0.10 will be earned on every debit card purchase of $5 or more, including PIN, signature and online purchases. All applicable account terms, fees and charges are subject to change. This offer may be modified or withdrawn at any time.
Opening deposit required$100$100
Minimum balance$0$0
Transactions requiredNoneNone
Direct deposit requiredNoneNone
Free paper transactionsPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit. 100/monthPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit. 200/monthPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit.
Monthly maintenance fee$0$10 fee waived for limited time
Turn your card on/off, set spending limits, and more with My Cards
Manage your accounts 24/7 with Digital Banking
e-Statements, e-Notices and alerts
Free and convenient online Bill Pay
Online wiresOnline domestic and international wires upon approval.
Learn MoreLearn More
Premier
as high as 2.50% APY APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings.
Earn dividends or cash back as high as 2.50% APY APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings. on your balance
Opening deposit required$100
Minimum balance$0
Transactions requiredNone
Direct deposit requiredNone
Free paper transactionsPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit. 100/monthPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit.
Monthly maintenance fee$0
Turn your card on/off, set spending limits, and more with My Cards
Manage your accounts 24/7 with Digital Banking
e-Statements, e-Notices and alerts
Free and convenient online Bill Pay
Online wiresOnline domestic and international wires upon approval.
Learn More
Choice
Enjoy cash back
Earn dividends or cash back10¢ for each transaction of $5 or moreOffer is only valid for business customers with a Business Choice checking account. Offer valid as of 02/01/2021. $0.10 will be earned on every debit card purchase of $5 or more, including PIN, signature and online purchases. All applicable account terms, fees and charges are subject to change. This offer may be modified or withdrawn at any time.
Opening deposit required$100
Minimum balance$0
Transactions requiredNone
Direct deposit requiredNone
Free paper transactionsPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit. 200/monthPaper transactions, such as checks and deposits, will incur $0.50 per additional item fee beyond the free limit.
Monthly maintenance fee$10 fee waived for limited time
Turn your card on/off, set spending limits, and more with My Cards
Manage your accounts 24/7 with Digital Banking
e-Statements, e-Notices and alerts
Free and convenient online Bill Pay
Online wiresOnline domestic and international wires upon approval.
Learn More

Which Account is Best for You?

Earn on your balance or get cash back? Lower balances with active debit card users can earn more with Business Choice Checking, while higher balances will benefit from Business Premier Checking. To help decide which one might be best for your business, here’s a comparison:

Avg. Balance vs. Debit Card Swipes  Return Rate  Avg. Monthly EarningsThe chart is for comparison purposes only. Numbers are rounded to the nearest whole dollar. Results may vary and are not guaranteed. Avg. Yearly EarningsThe chart is for comparison purposes only. Numbers are rounded to the nearest whole dollar. Results may vary and are not guaranteed.
Premier Checking (Tiered Earnings Based on Balance)1
$250,000 Balance2.50% APY1$521  $6,250  
$50,000 Balance  1.75% APY1$73  $875  
$5,000 Balance  1.00% APY1$4  $50  
Choice Checking (Cash Back with Debit Card Swipes)  
80 Debit Card Transactions Per Month  10¢ Per TransactionOffer is only valid for business customers with a Business Choice checking account. Offer valid as of 02/01/2021. $0.10 will be earned on every debit card purchase of $5 or more, including PIN, signature and online purchases. All applicable account terms, fees and charges are subject to change. This offer may be modified or withdrawn at any time.    $8  $96  
50 Debit Card Transactions Per Month  10¢ Per TransactionOffer is only valid for business customers with a Business Choice checking account. Offer valid as of 02/01/2021. $0.10 will be earned on every debit card purchase of $5 or more, including PIN, signature and online purchases. All applicable account terms, fees and charges are subject to change. This offer may be modified or withdrawn at any time.  $5  $60  
30 Debit Card Transactions Per Month  10¢ Per TransactionOffer is only valid for business customers with a Business Choice checking account. Offer valid as of 02/01/2021. $0.10 will be earned on every debit card purchase of $5 or more, including PIN, signature and online purchases. All applicable account terms, fees and charges are subject to change. This offer may be modified or withdrawn at any time. $3  $36  

Keep More of Your Money

Compare our fees with others, and you’ll see we provide the best value for your dollar.

AFCU LogoCentennial BankFirst SecurityRegions
Domestic Commercial Wire Transfer – Outgoing$10$25$20$25
International Commercial Wire Transfer – Outgoing$30$50$55$45
ACH MonthlyNo Charge$25$22$45
ACH Fee for Credit or Debit$0.15$0.09$0.09$0.26
Remote Deposit Monthly Charge$35$50$64$38
Get Started

Get started. It's easy!

Have questions or ready to sign up for business checking?
Call us at 800.456.3000 or visit your local branch.

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