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Loans to meet your every need.

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Personal Loan

Enjoy fixed rates as low as 4.99% APRAPR is Annual Percentage Rate. The 4.99% APR are for terms up to 36 months and 5.99% for terms up to 60 months and assumes a 740 or higher credit score. Some restrictions apply. Normal credit criteria apply for rate. Offer and rate subject to change without notice. Membership with Arkansas Federal Credit Union is required for this offer.  and get the money you need to help cover unexpected expenses and more. It’s a great alternative to using a higher interest credit card.

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Credit Builder Loan

Build your credit while you save money! Uniquely designed to help improve your credit, funds are placed in an account for safekeeping. As you make your on-time payments, we’ll report your success to the credit bureaus. Once the loan is paid off, the loan’s value is released to you – with interest and a better credit score!Credit Builder Loan account funds are held in a share savings account until paid in full. Subject to approval. Improved credit score is not guaranteed. Improvement of your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month will result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. Membership with Arkansas Federal Credit Union is required for this offer.

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Home Equity Loan

With home values rising, take advantage of your increased equity with a low, fixed rate home equity loan. Use the cash to finish a home project, fund a vacation, plan a dream wedding, and more. Get started today with fixed rates as low as 2.99% APRAPR is Annual Percentage Rate. Interest rate quoted assumes a first-lien, 75% loan-to-value (LTV), 60-month term, and a minimum credit score of 740. Credit criteria applies. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and collateral. Offer subject to change without notice. Restrictions may apply. Membership with Arkansas Federal Credit Union is required for this offer..

Get Started Now. It's Easy!

We make it easy to get started. Have questions and want to talk? We're here for you.
Call us at 800.456.3000 or visit your local branch.