Premium Checking
as high as
4.00
%
APY
APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.

Spend. Earn. Enjoy.
Grow your money with certificates

Certificates
as high as
3.75
%
APY
APY is Annual Percentage Yield and assumes the dividends remain on deposit until maturity. Rates are effective as of 11/03/2022 and are subject to change. Dividend rate is fixed unless otherwise stated. Penalties may apply to withdrawals made prior to maturity. Fees may reduce earnings. A $1,000 minimum deposit is required to open unless otherwise stated. Membership with Arkansas Federal Credit Union is required.

Earn even higher rates than traditional savings accounts.

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Home Equity
as low as
6.75
%
APR
APR is Annual Percentage Rate. As of 11/18/22, interest rate quoted assumes a first-lien, 75% loan-to-value (LTV), 60-month term, and a minimum credit score of 740. Credit criteria applies. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and collateral. Offer subject to change without notice. Restrictions may apply. Membership with Arkansas Federal Credit Union is required for this offer.

Turn your home's value into the funds you need.

View Home Equity
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Checking
as high as
4.00
%
APY
APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 08/04/2022. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details. Membership with Arkansas Federal Credit Union is required.

Find the right account for you—from no frills to high-yield.

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Credit Cards
as low as
9.75
%
APR
APR is Annual Percentage Rate. No annual fee. Cash Advance fee = 3.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of transaction. Offer subject to change without notice and may end at any time. Foreign transaction fee for the Platinum Classic Mastercard and Platinum Secure Mastercard is 1.00%. As of 12/02/2022, the standard variable APR for the Platinum Classic Mastercard is 9.75% -- 18.00%. This rate is variable and subject to change. Balance transfer and cash advance fees are subject to transaction fee of 3.00% of total transaction amount. Full Credit Card Account Agreement and Disclosures. All loans subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required.

Low rates. Great perks! Find the one that works best for you.

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Not Sure Where to Start?

Being a credit union means doing more than just offering some of the best rates available. It's about empowering you through financial knowledge and giving you choices that are good for you and your wallet. Tell us about your goals and we'll make suggestions to help you reach them.

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Digital Banking

Securely manage your personal or business accounts at home or on the go. View transactions and account balances, transfer funds, deposit checks, pay bills, and much more when it’s convenient for you. It’s fast, easy and safe.

Credit IQ

View your credit score, monitor activity, and more!

Card Defend

Control when, where, and how your card is used.

Zelle®

Send and receive money quickly and securely.Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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Better rates. Fewer fees.

Open an account or apply for a loan and start enjoying better rates, fewer fees, and friendlier service. It’s that simple.