Arkansas Federal Credit Union | Better rates. Fewer fees.

High-Yield Checking
as high as

6.⁰⁰

%

APY

APY is the Annual Percentage Yield. Elite Checking is a tiered rate variable product. The rate is effective as of 09/01/2023. To qualify for the 6.00% APY, the member must have a monthly direct deposit of at least $1,000 going to their Elite Checking, be enrolled in eStatements, be in good standing, and complete 15 monthly transactions of at least $10 each by using their debit card tied to the account. The 15 required transactions must post to the account within the calendar month to receive earnings. When all requirements are met, 6.00% APY applies to balances up to $10,000.00, and anything $10,000.01 or more earns 0.05% APY. If the monthly qualifications are not met, the account will earn a reduced rate of 0.05% for the entire balance. Fees could also reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500.00. Only one Elite Checking or Premium Checking account per member is allowed. Offer and rates are subject to change. Exclusions may apply. Refer to the rate sheet for full details. More than 85 times reference is based on FDIC average monthly interest checking rate of 0.07% APY as of December 1, 2023. Membership with Arkansas Federal Credit Union is required.

From high yields to no frills, find the right account for you.

View Checking Accounts

Business Checking
as high as

2.⁵⁰

%

APY

APY is the Annual Percentage Yield and accurate as of 11/03/2022. Business Premier Checking is a tiered rate product. Balances of $250,000 or greater earn 2.50% APY; balances of $100,000.00 - $249,999.99 earn 2.00% APY; balances of $50,000.00 - $99,999.99 earn 1.75%; balances of $10,000.00 - $49,999.99 earn 1.25% APY; and balances less than $10,000.00 earn 1.00% APY. Offer and rate are subject to change. Some exclusions apply. Refer to the fee schedule for complete details. Fees could reduce earnings.

Earn more with
fewer fees.

View Business Checking

Illustration, person holding credit card with a mobile phone in the background with shopping bags

2% Cash Back Credit Card

Earn 2% cash back for every $1 spent.APR is the Annual Percentage Rate. As of 02/03/2025, the variable APR ranges from 15.24% to 18.00%, based on your creditworthiness and market conditions related to the Prime Rate. You can earn 2 points for every $1 spent on purchases, which may be redeemed for cash back equal to 2.00% on the uChoose Rewards site. There is no annual fee; however, late payment fees may reach $40. A balance transfer fee of 3.00% of the total amount applies, as does a cash advance fee of 3.00% per transaction. Interest on cash advances will be charged at your standard APR from the transaction date. All loans, including credit cards, are subject to credit approval, and additional restrictions may apply. Membership with Arkansas Federal Credit Union is required. For complete details, please refer to the Full Credit Card Account Agreement and Disclosures.

View World Credit Card

Consolidate Debt

as low as

7.⁵⁰

%

APR

APR is the Annual Percentage Rate. As of 10/10/23, the rate quoted refers to debt consolidation through a home equity loan and assumes a first-lien, 75% loan-to-value (LTV), 60-month term, and a minimum credit score 740. Credit criteria apply. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and collateral. Offer is subject to change without notice. Restrictions may apply. Membership with Arkansas Federal is required for this offer.

Lower your payments, save money, and simplify your life.

View Loans

Digital Banking

Securely manage your personal or business accounts at home or on the go. View transactions and account balances, transfer funds, deposit checks, pay bills, and much more when it’s convenient for you. It’s fast, easy and safe.