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Routing Number: 282075028

Arkansas Federal is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play – all while providing a great value.

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Personal Banking


Competitive loan rates. Competitive dividend rates. Plus online and mobile banking that make it easy to manage your money anywhere, anytime.

Certificate Special

Limited Time Offer - 1.50% APY*

  • $1,000 minimum deposit
  • 15-month term

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1.00% APY Checking

Earn 1.00% APY1 on a Rewards Plus Checking Account. 

  • $0 monthly fee
  • Free bill pay & mobile deposit

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Credit Card

Your holidays just got happier! Reach for your Arkansas Federal credit card this holiday season.

  • Special rate of 2.99% APR1
  • Earn rewards

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Personal Testimonial

You took a chance on someone you had no idea who she was and what her situation was. I have since paid off my loan with you and raised my credit card limit. And with your help in getting started with my financials, it allowed me to purchase a car in my own name.  I appreciate your graciousness in getting me back on my feet.

- Angie Bryan, member since 2012

Small Business Banking

Experienced commercial bankers who invest in small and medium businesses backed by low commercial loan rates and above-market deposit options.

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We were able to achieve a much lower interest rate that lets us put capital back into our properties.

- Marsha Martin, President and CEO, Onyx Brands

Personal Testimonial


Become a Member Today

Join today to take advantage of your credit union membership. Membership open to all Arkansans.

Apply today