Online Banking

Positive Pay


Add an extra layer of security and reduce fraud risk by enrolling in Arkansas Federal’s Positive Pay. Enjoy peace of mind—delivered daily—knowing that you can mitigate risk, reduce losses, and increase account security.

Features & Benefits


Identify fraud more quickly and enjoy the flexibility to set payment rules using filters and blocks that work for your specific business.

Peace of Mind

Ensure only valid transactions occur and receive alerts when a transaction doesn’t meet your predetermined criteria.


Review ACH and check transactions to detect unauthorized payments to your account.

Getting Started

There are two options to choose from—Check Positive Pay and ACH Positive Pay. Choose one or both, based on your business needs.

How Check Positive Pay Works

  1. Create an online file with each check’s serial number, dollar amount, and status.
  2. Arkansas Federal will verify the checks and notify you by email and text if any records do not match

How ACH Positive Pay Works

  1. Create a list of companies that are approved to debit your account and a list of those that aren’t.
  2. Arkansas Federal will notify you by email and text if any unapproved company debits your account.

Contact us at 800.456.3000 or visit a location near you to learn more or sign up for Positive Pay.

*Positive Pay available beginning October 21, 2022. Requires enrollment in Business Online Banking. For additional information, refer to disclosures at account opening and the Business Schedule of Fees.

Links & Other Resources

Get Started Now. It's Easy!

We make it easy to get started. Have questions and want to talk? We're here for you.
Call us at 800.456.3000 or visit your local branch.