Travel & Vacation Loan

Take the trip of a lifetime.

Need a little cash to make this year’s vacation the best ever? We’ve got you! We make it easy to take the much-needed getaway. With competitive rates and flexible repayment terms, we’ll help you find the payment that fits your budget. Make Arkansas Federal your first stop when planning your next vacation so that you can enjoy it without any of the financial stress.

Affordable Payments

Feel secure with the same low fixed payment each month – no surprises – unlike credit cards with revolving variable payments.

Save Money

Don’t rely on high-interest credit cards. A vacation loan typically has a lower APR than most credit cards.

Faster Cash

Once approved and you sign your documents, funds can be deposited to your account — as soon as the same day.Final approval and credit decision timing may vary if additional documents are requested as part of the verification process. The APR is determined based on credit score and history, as well as term. Funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on the days the credit union offices are open.

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Competitive, Fixed Rates

Get the cash you need. No collateral is required.

Getting a Vacation Loan is as Easy as 1-2-3

Apply Online

Our easy online loan application is simple, secure, and fast!

Fast Approval

We’re local, so we’re able to process your application and make a decision fast.

Get your Cash

Once approved, sign your documents, and we’ll put the money straight into your checking or savings account.1

Frequently Asked Questions

How does a vacation loan work?

A vacation loan can be used to fund nearly any travel-related expense—from plane tickets, hotels, rentals. You name it! The benefit of using a loan for vacation is that you can book your trip, pay for everything now, and repay it over time.

Why Arkansas Federal to finance my vacation?

We’ll take the time to ask questions, listen and find the right loan to fund your vacation that works for you. Our loans typically feature fixed interest rates, specific terms, and fixed monthly payments. This way, you’ll know exactly what to expect—no surprises.

Get started today. It's easy!

Apply online in under 20 minutes. There’s no cost to apply and the application process is easy.
Have questions? Call us at 800.456.3000 or visit your local branch.