Veterinary Loans

Keep your beloved pet happy and healthy

Need help with vet costs? We make it easy to get the financing you need for your pet’s veterinary care or other pet-related expenses. With affordable payments, we can give your budget flexibility to manage veterinary costs for your pet’s illness or injury, as well as emergency surgery, ongoing treatments or medications.

Affordable Payments

Feel secure with the same fixed payment each month – no surprises – unlike credit cards with revolving variable payments.

Save Money

Don’t rely on high-interest credit cards. Our loans typically have a lower APR than most credit cards.

Fast Approval. Fast Cash.

Once approved and you sign your documents, funds can be deposited to your account — as soon as the same day.Final approval and credit decision timing may vary if additional documents are requested as part of the verification process. The APR is determined based on credit score and history, as well as term. Funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on the days the credit union offices are open.

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Competitive, Fixed Rates

Get the cash you need. No collateral is required.

Getting a Veterinary Loan is as Easy as 1-2-3

Apply Online

Our easy online loan application is simple, secure, and fast!

Fast Approval

We’re local, so we’re able to process your application and make a decision fast.

Get your Cash

Once approved, sign your documents, and we’ll put the money straight into your checking or savings account.Final approval and credit decision timing may vary if additional documents are requested as part of the verification process. The APR is determined based on credit score and history, as well as term. Funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on the days the credit union offices are open.

Frequently Asked Questions

How does a veterinary loan work?

Our loans can be used to fund nearly any pet-related expense—from veterinary costs for your pet’s illness or injury, to emergency surgery, ongoing treatments, medications, and more. You name it! The benefit of using a loan for your pet needs is that you can pay for everything now and repay it over time.

Why Arkansas Federal to finance my veterinary bills/needs?

We’ll take the time to ask questions, listen and find the right loan to fund your expenses that work for you. Our loans typically feature fixed interest rates, specific terms, and fixed monthly payments. This way, you’ll know exactly what to expect—no surprises.

Get started today. It's easy!

Apply online in under 20 minutes. There’s no cost to apply and the application process is easy.
Have questions? Call us at 800.456.3000 or visit your local branch.