Get more for your money.

Routing Number: 282075028

Business Checking

Managing your cash shouldn’t cost you money.
It should earn you money.

With the Business Premier Checking account from Arkansas Federal, you not only earn 0.25% APY1, for a limited time we will also waive the $10 monthly fee2. We know you have a lot of choices for your business account, including using personal accounts. Now with a 0.25% APY interest-bearing checking account, you no longer need to forgo all the features you need for your business.

24/7 Access so you can
Check Balances,
Transfer Funds, Pay Bills

$10 monthly fee waived
No balance requirements
No transaction requirements

Free Mobile & Online Banking

Plus, when you have a checking account with Arkansas Federal, you will also enjoy exceptionally low fees on the tools and features that you need to efficiently run your business. Compare our fees to our competitors:

  Arkansas Federal Centennial Bank First Security Regions
Domestic Commercial Wire Transfer - Outgoing $10.00 $25.00 $20.00 $25.00
International Commercial Wire Transfer - Outgoing $30.00 $50.00 $55.00 $45.00
ACH Monthly No Charge $25.00 $22.00 $45.00
ACH Fee for Credit $0.15 $0.09 $0.05 $0.26
ACH Fee for Debit $0.15 $0.09 $0.25 $0.26
Remote Deposit Monthly Charge $25.00 $50.00 $64.00 $38.00

Exclusions apply. Refer to the fee schedule for details.

A business checking account, much like business credit cards and business loans, can help simplify tax preparation and offer certain legal protections3 as well.

Additional benefits of making Arkansas Federal your business checking destination, include:

  • ACH processing through online banking and in person at one of our 18 convenient locations
  • Payables solutions such as online domestic and international wires, payroll direct deposit and vendor payments
  • Receivables solutions like mobile and scanner deposits, funds management, ACH draft and point of sale solutions
  • Plus we provide the remote deposit software to make it even more seamless

Learn more about our full suite of treasury management solutions.

Need additional deposit solutions for your business?

Business Savings

  • Required to establish membership
  • $100 minimum balance to open
  • Four free withdrawals per month
  • $5 fee for each withdrawal in excess
    of four per month
  • Free mobile & online banking
  • e-Statements
  • View current rates

Business Money Market

  • Minimum $1,000 balance
  • No monthly fee
  • Unlimited withdrawals
  • Free mobile & online banking
  • e-Statements
  • Earn tiered dividends
  • View current rates

Basic Business Checking

  • No minimum balance
  • $100 opening deposit required
  • 100 free items processed per month
  • $0.50 per item in excess of 100
  • Privilege pay up to $500
  • Free mobile & online banking
  • e-Statements

Premier Business Checking

  • 0.25% APY
  • $10 monthly fee waived
  • No balance requirements
  • No transaction requirements
  • 200 items processed per month for free
  • $0.50 per item in excess of 200
  • Privilege pay up to $500
  • Free mobile & online banking
  • e-Statements
  • View current rates

Ready to sign up for your Business Checking account?

Joining Arkansas Federal Credit Union is Easier Than Ever! All Arkansas residents are now eligible for membership through our partnership with the American Consumer Council. We're Open to all Arkansas businesses!

1APY = Annual Percentage Yield accurate as of 10/1/20. Offer and rates subject to change. 2$10.00 monthly fee waived is for a limited time. 3Arkansas Federal Credit Union does not provide legal or tax advice. Refer to your attorney for any potential protections. Certain exclusions may apply. Membership with Arkansas Federal Credit Union is required for this offer. Fees may reduce earnings.