Routing Number: 282075028
Break Free From High Fees
Managing your cash shouldn’t cost you money. Choose between our Basic or Premier checking, both loaded with features and safeguards that save you time and stress, all without the high fees. Enjoy free online and mobile banking. Plus, each account comes with the convenience of multiple payment options, including ACH, Bill Pay and Wire Transfers. Regardless of which account you choose, you’ll benefit from:
The tools you need, all with fewer fees.1Compare us to competitors.
No minimum balance requirements.
Free online and mobile banking. Manage your account anytime.
ON TIME, EVERY TIME
Easy, convenient internet bill pay and online wires.2
Conveniently deposit checks with your mobile device or scanner, without visiting a branch.
Control when, where and how your business debit or credit card is used.
Checking Account Options
|Best for:||Small businesses with low paper transactions.||Growing businesses with high paper transaction volumes.|
|Monthly Maintenance Fee||None||$10 monthly service fee waived for a limited time.|
|Interest Bearing||X||0.25% APY3|
|Free Paper Transactions||1004||2004||Privilege Pay||5||5|
|Online & Mobile Account Access|
|Internet Bill Payment and Online Wires|
KEEP MORE OF YOUR MONEY
Compare our fees with others, and you’ll see we provide the best value for your dollar.
|Arkansas Federal||Centennial Bank||First Security||Regions|
|Domestic Commercial Wire Transfer - Outgoing||$10.00||$25.00||$20.00||$25.00|
|International Commercial Wire Transfer - Outgoing||$30.00||$50.00||$55.00||$45.00|
|ACH Monthly||No Charge||$25.00||$22.00||$45.00|
|ACH Fee for Credit||$0.15||$0.09||$0.05||$0.26|
|ACH Fee for Debit||$0.15||$0.09||$0.25||$0.26|
|Remote Deposit Monthly Charge||$25.00||$50.00||$64.00||$38.00|
1. Please see chart above with the section Keep More of Your Money. For a limited time, the $10 monthly fee for Premier Checking is waived. For domestic ACH transactions, a monthly fee is not charged; however, some exclusions may apply. Refer to the fee schedule for full details. Fees could reduce earnings. Federally insured by the NCUA.
2. Online domestic and international wires upon approval.
3. APY is Annual Percentage Yield and accurate as of 10/01/2020. Offer and rate subject to change.
4. Paper transactions, such as checks and deposits, beyond the free limit will incur $0.50 per additional item fee.
5. Privilege Pay up to $500 per month.