Flexible banking, fewer fees, great rates!

Routing Number: 282075028

Business Checking

Break Free From High Fees

Managing your cash shouldn’t cost you money. Choose between our Basic or Premier checking, both loaded with features and safeguards that save you time and stress, all without the high fees. Enjoy free online and mobile banking. Plus, each account comes with the convenience of multiple payment options, including ACH, Bill Pay and Wire Transfers. Regardless of which account you choose, you’ll benefit from:



FEATURES

FEWER FEES

The tools you need, all with fewer fees.1Compare us to competitors.

NO MINIMUMS

No minimum balance requirements.

24/7 CONVENIENCE

Free online and mobile banking. Manage your account anytime.

ON TIME, EVERY TIME

Easy, convenient internet bill pay and online wires.2

EASY DEPOSITS

Conveniently deposit checks with your mobile device or scanner, without visiting a branch.

CARD DEFEND

Control when, where and how your business debit or credit card is used.


Checking Account Options

  Basic Premier
Best for: Small businesses with low paper transactions. Growing businesses with high paper transaction volumes.
Monthly Maintenance Fee None $10 monthly service fee waived for a limited time.
Opening Deposit $100 $100
Minimum Balance $0 $0
Interest Bearing X 0.25% APY3
Free Paper Transactions 1004 2004
Privilege Pay 5 5
Online & Mobile Account Access
Internet Bill Payment and Online Wires
Card Defend

KEEP MORE OF YOUR MONEY

Compare our fees with others, and you’ll see we provide the best value for your dollar.

  Arkansas Federal Centennial Bank First Security Regions
Domestic Commercial Wire Transfer - Outgoing $10.00 $25.00 $20.00 $25.00
International Commercial Wire Transfer - Outgoing $30.00 $50.00 $55.00 $45.00
ACH Monthly No Charge $25.00 $22.00 $45.00
ACH Fee for Credit $0.15 $0.09 $0.05 $0.26
ACH Fee for Debit $0.15 $0.09 $0.25 $0.26
Remote Deposit Monthly Charge $25.00 $50.00 $64.00 $38.00



Disclosures:

1. Please see chart above with the section Keep More of Your Money. For a limited time, the $10 monthly fee for Premier Checking is waived. For domestic ACH transactions, a monthly fee is not charged; however, some exclusions may apply. Refer to the fee schedule for full details. Fees could reduce earnings. Federally insured by the NCUA.

2. Online domestic and international wires upon approval.

3. APY is Annual Percentage Yield and accurate as of 10/01/2020. Offer and rate subject to change.

4. Paper transactions, such as checks and deposits, beyond the free limit will incur $0.50 per additional item fee.

5. Privilege Pay up to $500 per month.