Routing Number: 282075028

First Time Auto Buyers

If you're running into roadblocks and unable to get financing for a new car, then our Jump Start auto loan can help you clear those lending hurdles. This loan was designed for members with no qualifying auto credit, no derogatory credit and no available co-borrower. Other qualifications include:

  • Member for at least three months
  • Have one (1) year job history with proof of income
  • A minimum of 10% cash down (based on sales price) is required
  • Must finance sales tax or provide proof of payment
  • Proof of auto insurance

New Auto

  • Maximum of $15,000 total financed amount, and up to 90% of MSRP including taxes, and all other applicable fees
  • Terms up to 60 months
  • Payments can be made via online, mobile, in person, by mail, or over the phone
  • No prepayment penalties
  • Payment protection available
  • Call for current rates

Used Auto

  • Maximum of $15,000 total financed amount, and up to 90% of NADA Used Retail including taxes, and all other applicable fees
  • Terms up to 60 months, up to four years old
  • Terms up to 48 months, 5-7 years old
  • Used auto may not be more than seven years old
  • Payments can be made by phone, mail, in person or online
  • No prepayment penalties
  • Payment protection available
  • Rates are determined by the age of the vehicle and the loan-to-value
  • Call for current rates

How to Apply

Whether you prefer to call, click or visit in person, we make your application process as simple as possible. Call (800) 456-3000 to speak to one of our Auto Loan Specialist or apply online today for a Jump Start Auto Loan.

*Other restrictions may apply

Learn more about auto insurance through Arkansas Federal Insurance Solutions.

Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value