Cents to Savings


Saving money can be hard, but we make it easy! With Cents to Savings, you can automatically save each time you make a purchase with your Arkansas Federal debit card. Plus, there’s no fee to enroll and no limit to how much you can save.

How It Works

When you make a purchase using your Arkansas Federal debit card, your transaction amount is rounded up to the next dollar, and the difference is automatically put into your Arkansas Federal savings account. It’s that easy!

For example, if you spend $3.50 on coffee, $0.50 will be deposited into your savings account. It’s that simple!

See How Much You Can Save

Illustration of person with piggybank

Get Started

All you need is an Arkansas Federal checking account with a debit card and an Arkansas Federal savings account.