Skip-A-Payment

Need a little breathing room in your budget? Now it’s easier than ever. With our updated Skip Pay feature in Digital Banking, you can skip an eligible loan payment anytime—no application required.

Whether it’s for the holidays, an unexpected expense, or just a little extra flexibility, Skip Pay gives you control when you need it.

Frequently Asked Questions

How does it work?

Simply log in to digital banking and select the “Skip Pay” widget from the menu. If your loan is eligible, you can skip your payment in just a few clicks—no forms, no waiting. A $35 fee per loan will apply.

What types of loans are eligible?

Skip-A-Pay may be used on auto, personal, recreational vehicle loans that are in good standing, loans not paid by immediate payroll deposit, and loans that have not had prior payment extensions in the current calendar year. (Credit Cards, Mortgage, Home Equity Loans, Home Equity Line of Credit do not qualify.)

Can I skip my payment on multiple loans?

Yes, if you have multiple loans that are eligible for Skip-A-Pay. However, you may only skip one payment per year per loan. 

Get Started

Access the Skip-A-Pay application within Online & Mobile Banking by selecting the “Skip Pay” widget from the menu.

If you need additional payment assistance, please contact us at 1.501.982.1000 to discuss your options.