Online Banking



Do you need to stretch your money during the holidays? Or want a little extra cash in your budget for a month to use for an unexpected expense? Our Skip-A-Pay program allows you to defer your loan payment(s) until the end of your loan.  

Frequently Asked Questions

How does it work?

To take advantage of Skip-A-Pay, simply complete the application, and pay a $35 fee per loan. 

What types of loans are eligible?

Skip-A-Pay may be used on auto, personal, recreational vehicle loans that are in good standing, loans not paid by immediate payroll deposit, and loans that have not had prior payment extensions in the current calendar year. (Credit Cards, Mortgage, Home Equity Loans, Home Equity Line of Credit do not qualify.)

Can I skip my payment on multiple loans?

Yes, if you have multiple loans that are eligible for Skip-A-Pay. However, you may only skip one payment per year per loan. 

Get Started

Access the Skip-A-Pay application within Online & Mobile Banking by selecting the “Skip Pay” widget from the menu.

If you need additional payment assistance, please contact us at 1.501.982.1000 to discuss your options.