Rates as low as 2.5%
. Lock in your low rate today!

Routing Number: 282075028

Home Loans

Time to Get Moving

With Arkansas Federal mortgage rates as low as 2.5% APR,1 now is a great time to buy, build, or refinance. Whether you're a first-time home buyer, upgrading, downsizing, building or refinancing - we're here to help you do it with competitive rates and convenient terms to find the best home loan for you. Some of our mortgage products and types of home loans include:

Fixed rate mortgages

Adjustable rate mortgages

First-time buyer
home loan options

FHA and VA loans

Construction Loans

Rural development


We are one of the largest and most trusted mortgage lenders in Arkansas. Plus, with local lending and servicing from start to finish, we are with you every step of the way--from your first questions to your last payment.2

For more information about the home loan journey, such as mortgage calculators and required loan documents, visit our Mortgage Resources page.

Ready to apply for your home loan?

You can get pre-qualified online! Plus, there’s no cost to apply.
Call us at (800) 456-3000 or visit your local branch.


1. APR is Annual Percentage Rate. Mortgage rates are valid on a 15-year fixed rate loan as of 04/20/2021. Interest rates quoted assumes a 95% loan-to-value (LTV) and a minimum credit score of 740. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, credit history, and the location and type of property. Offer subject to change without notice. Restrictions may apply. Membership with Arkansas Federal Credit Union is required for this offer. Average closing costs are 3% of total loan amount.

2. Local, in-house loan servicing applies to conventional loans only. Government loans, such as FHA, VA, and USDA may be serviced outside the credit union.