Rates as low as 2.5%
. Buy, build, or refi today!

Routing Number: 282075028

Home Loans

Time to Get Moving

With Arkansas Federal mortgage rates as low as 2.5% APR,1 now is a great time to buy, build, or refinance. Whether you're a first-time home buyer, upgrading, downsizing, building or refinancing - we're here to help you do it with competitive rates and convenient terms to find the best home loan for you. Some of our mortgage products and types of home loans include:

Fixed rate mortgages

Adjustable rate mortgages

First-time buyer
home loan options

FHA and VA loans

Construction Loans

Rural development

For more information about the home loan journey, such as mortgage calculators and required loan documents, visit our Mortgage Resources page.

Ready to apply for your home loan?

You can get pre-qualified online! Plus, there’s no cost to apply.
Call us at (800) 456-3000 or visit your local branch.


1. APR = Annual Percentage. Mortgage rate is valid as of 11/18/2020. Interest rate quoted assumes a minimum credit score of 720 and a 30-year fixed mortgage. Other loan products are available. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification information, credit history, loan purpose, occupancy, property type, loan amount, and the value of your home. Offer subject to change without notice. Restrictions may apply. Membership with Arkansas Federal is required for this offer. Average closing costs are 3% of total loan amount. Loans are underwritten and offered through Arkansas Federal Credit Union.