Looking for a reason to buy a home with us? Here are FIVE.
1. 90-Day Rate Lock.
Right now, once you’re approved, you can lock in your rate with us for up to 90 days1 giving you plenty of time to search for your dream home or save money on the one you already own.
2. Tax Benefits.
One of the great benefits of owning a home are the tax breaks that come with it. Homeownership comes in the form of deductions, such as real estate taxes, mortgage interest, profit from the sale of a home, etc.
3. Financial Stability.
Rent is expensive, and rental prices keep going up! If you purchase a home with a fixed APR, your monthly mortgage payment will stay the same, which means more no surprises, less stress, and an opportunity to save.
4. Credit Builder.
One of the best ways to build your credit is by making monthly on-time payments. So having a mortgage is an easy way to build your credit.
5. Long-term Equity.
One of the biggest benefits of owning a home is building equity. With each house payment you make, you are building up the value of your asset. You can then use that equity through a cash-out refinance, home equity loan, or home equity line of credit down the road. Or just use all that equity you’ve built up in proceeds when you sell your home.
Want to talk to one of our experts? We’re one of Arkansas’ largest and most trusted mortgage lenders, and we’ll be glad to talk through your options. And if you decide to go with us, the entire process is handled right here in Arkansas, where we service your loan from start to finish, so we’re with you every step of the way—from the closing table to your last payment.
Read Second Mortgage, Home Equity Loan, or Home Equity Line of Credit?
Read When Should You Refinance Your Home
Read Advantages of a Credit Union Home Equity Loan