Tips for Fourth of July Fun

There is no doubt that this Fourth of July may look a bit different from previous years. With many communities and cities canceling their fireworks displays due to COVID-19, many are choosing to celebrate at home with family. Maybe you are planning a backyard cookout for your household or a virtual party with your family and friends. No matter how you decide to celebrate, make sure you plan ahead and use these tips to have a fun Fourth while protecting your loved ones and your property.

• Keep the Fire Extinguisher Ready. Many households have fire extinguishers, though they may be inaccessible. When preparing for a Fourth of July Party, place the fire extinguisher in a readily available location, and remember to keep both pyrotechnics and holiday cooking areas covered.
• Keep Small Decorations Away from Small Hands. Remember that children may be attracted to small objects, and such objects may be choking hazards. Children should be watched throughout festivities, and small objects should always be out of reach.
• Know Your Coverage Dynamics. When comparing homeowner insurance quotes, understanding the difference between accidental and intentional damages is necessary. Most policies cover families when intentional damages—like vandalism—occur. However, some accidental damages caused by fireworks may not be covered.

Enjoy yourself this weekend with these tips, but also make sure you have the proper insurance protections in place. This year, celebrate Independence Day independent from worry about life’s “what-ifs.” Contact our insurance team today about your policy coverage needs.