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Get pre-approved today!

Looking to buy a home? You’re in the right place. Getting pre-approved or pre-qualified is a smart move anytime you shop for a home. Not only will you know more about how much house you can afford, but doing so will make it easier for you to buy a home because the seller knows that you’re serious and can close quickly. This gives you an advantage over other homebuyers who haven’t gotten pre-approved yet.

Features & Benefits

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Find Your Price Range

Knowing how much home you can afford helps you focus on houses that fit your budget, saving time during your house shopping.

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Be a Strong Buyer

With a pre-approval, sellers know your offer is valid and won’t fall through, so your offer is more competitive than others. 

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Faster Closing

Since much of your financial information is already in the lender’s system, your closing will typically be faster—making move in fast!

Trusted, Local Lending from Start to Finish

We are one of the largest and most trusted mortgage lenders in Arkansas. Plus, with local lending and servicing from start to finish, we are with you every step of the way.

Frequently Asked Questions

What is mortgage pre-approval?

A mortgage pre-approval is when a lender looks at your finances to determine how much money they may be willing to lend you for a home. It also tells you how much home you can buy, which can help you pinpoint the prices and types of homes when you’re shopping.

How long does it take?

Usually, it takes around 10 business days to get pre-approved, but the type and complexity of the loan can extend or shorten this time frame. It will also depend on if you have all of your documents ready for your lender.

What documents are needed?

Typically, you’ll need the following documents to prepare for pre-approval, but work with your loan officer to verify:

  • Identification (such as a driver’s license, passport, social security card, Federal ID card)
  • Employment and income verification (including W-2s, tax returns, bank statements, employment verification, and/or proof of alternate sources of income)
  • Credit history
  • Proof of assets (you may need to show proof of ownership for any assets you have)
  • Debt statements (any outstanding debts, such as student, personal, auto loans, credit cards, etc.
  • (if renting) Rental history and reference

How to get pre-approved for a mortgage

Ready to get started? It's easy as 1, 2, 3.

1. Find a Mortgage Lender

Start a conversation with one of our mortgage experts. We’ll help guide you and walk you through your options. 

2. Gather Your Documents

Start collecting all of your documents, such as bank statements, W2s, pay stubs, tax returns, etc.

3. Get Pre-Approved

Getting pre-approved for a mortgage starts with an online application. You can get started today. It’s easy and if you need help along the way, reach out.

Read to get started?

You can start the process online. It’s easy. Have questions? Call us at 800.456.3000 or visit your local branch.