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Personal Signature Loan
How Does it Work?
Need cash? No worries! Get a Personal Loan from Arkansas Federal Credit Union. We make it simple with fast approvals, and it’s easy to apply online. With low, fixed rates and predictable payments, you get the cash you need, when you need it — no collateral required.
With competitive rates as low as 4.99% APR1 for 24 or 36 months, 5.99% APR1 for 48 months or 60 months, and loan limits up to $25,000, our personal loan amounts get you the money you need faster and at a lower cost than most credit cards. Use the cash to make rent, go on vacation, or consolidate high-interest debt with your new low rate!
ADVANTAGES OF A
WHATEVER-YOU-WANT-IT-TO-BE LOAN
FAST APPROVAL
LOW FIXED RATE
$0 APPLICATION FEE
EASY TO APPLY
Personal Loan Payment Examples
24 Months
| Loan Amount | APR | Approx. Loan Payment |
| $500 | 4.99% | $21.93 |
| $1,000 | 4.99% | $43.96 |
| $2,500 | 4.99% | $109.89 |
| $5,000 | 4.99% | $219.77 |
36 Months
| Loan Amount | APR | Approx. Loan Payment |
| $1,000 | 4.99% | $30.03 |
| $2,500 | 4.99% | $75.07 |
| $5,000 | 4.99% | $150.19 |
| $10,000 | 4.99% | $299.66 |
48 Months
| Loan Amount | APR | Approx. Loan Payment |
| $5,000 | 5.99% | $117.69 |
| $7,500 | 5.99% | $176.53 |
| $10,000 | 5.99% | $235.37 |
| $15,000 | 5.99% | $352.21 |
GET STARTED ON YOUR LOAN OFFER, IT’S EASY
Apply online and get your money in hours.2 There’s no cost to apply. Have questions?
Call us at (800) 456-3000 or visit your local branch.
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Apply NowNot a member?
Join & Apply Now1. APR is the Annual Percentage Rate. The 4.99% for terms up to 24 – 36 months and 5.99% for terms 48 – 60 months assumes a 740 or higher credit score. Some restrictions apply. Normal credit criteria apply for rate. Offer and rate subject to change without notice. Membership with Arkansas Federal Credit Union is required for this offer.
2. Final approval and credit decision timing may vary if additional documents are requested as part of the verification process. The APR is determined based on credit score and history, as well as term. Funds are generally deposited the same business day via direct deposit to your Arkansas Federal account if verification is completed and final approval occurs before 3:00 PM on days the credit union offices are open.