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Personal Signature Loan
A Personal Signature Loan from Arkansas Federal Credit Union can help you plan your budget with flexible terms and a fixed rate.
With a low-rate Personal Signature Loan, you can have complete spending confidence, with interest rates as low as 4.99% APR1 for 24 months, 4.99% APR1 for 36 months, 5.99% APR1 for 48 months, or 5.99% APR1 for 60 months. Your Personal Signature Loan is ideal for travel plans, home projects and more. It’s your money to spend as you wish!
What is a Signature Loan used for?
Signature loans are loans secured solely by a member's good name. Borrowing power is based on personal financial history, credit score, and current income.
WHAT IS A SIGNATURE LOAN FROM A CREDIT UNION?
Members with a monthly take-home pay of $500 or more can find out their eligibility for a Signature Loan by going through the application process. After an evaluation of the applicant's financial status, the amount of the Signature Loan, from $100 to the individual's maximum, is determined, based on the member's circumstances.
ADVANTAGES OF A PERSONAL LOAN
No collateral required
Fixed rate
No prepayment penalty
No application or processing fee
Personal Loan Payment Examples
24 Months
| Loan Amount | APR | Approx. Loan Payment |
| $500 | 4.99% | $21.93 |
| $1,000 | 4.99% | $43.96 |
| $2,500 | 4.99% | $109.89 |
| $5,000 | 4.99% | $219.77 |
36 Months
| Loan Amount | APR | Approx. Loan Payment |
| $1,000 | 4.99% | $30.03 |
| $2,500 | 4.99% | $75.07 |
| $5,000 | 4.99% | $150.19 |
| $10,000 | 4.99% | $299.66 |
48 Months
| Loan Amount | APR | Approx. Loan Payment |
| $5,000 | 5.99% | $117.69 |
| $7,500 | 5.99% | $176.53 |
| $10,000 | 5.99% | $235.37 |
| $15,000 | 5.99% | $352.21 |
GET STARTED ON YOUR LOAN OFFER, IT’S EASY
Apply online in under 20 minutes. There’s no cost to apply. Have questions?
Call us at (800) 456-3000 or visit your local branch.
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Join & Apply Now1. APR is Annual Percentage Rate. Some restrictions apply. Normal credit criteria apply for rate. Offer and rates subject to change without notice.