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Personal Signature Loan
A Personal Signature Loan from Arkansas Federal Credit Union can help you plan your budget with flexible terms and a fixed rate.
With a low-rate Personal Signature Loan, you can have complete spending confidence, with interest rates as low as 9.30% APR1 for 24 months, 9.55% APR1 for 36 months, or 10.05% APR1 for 48 months.
Your Personal Signature Loan is ideal for travel plans, home projects and more. It’s your money to spend as you wish!
What is a Signature Loan used for?
Signature loans are loans secured solely by a member's good name. Borrowing power is based on personal financial history, credit score, and current income.
What is a Signature Loan from a Credit Union?
Members with a monthly take-home pay of $500 or more can find out their eligibility for a Signature Loan by going through the application process. After an evaluation of the applicant's financial status, the amount of the Signature Loan, from $100 to the individual's maximum, is determined, based on the member's circumstances.
Advantages of a Personal Loan
No collateral required
Fixed rate
No prepayment penalty
No application or processing fee
Personal Loan Payment Examples
24 Months
| Loan Amount | APR | Approx. Loan Payment |
| $1,000 | 9.30% | $45.82 |
| $2,500 | 9.30% | $114.56 |
| $5,000 | 9.30% | $229.11 |
36 Months
| Loan Amount | APR | Approx. Loan Payment |
| $1,000 | 9.55% | $32.06 |
| $2,500 | 9.55% | $80.14 |
| $5,000 | 9.55% | $160.28 |
48 Months
| Loan Amount | APR | Approx. Loan Payment |
| $1,000 | 10.05% | $25.39 |
| $2,500 | 10.05% | $63.47 |
| $5,000 | 10.05% | $126.93 |
GET STARTED ON YOUR LOAN OFFER, IT’S EASY
Apply online in under 20 minutes. There’s no cost to apply. Have questions?
Call us at (800) 456-3000 or visit your local branch.
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Join & Apply Now1APR = annual percentage rate. Some restrictions apply. Normal credit criteria apply for rate. Offer and rates subject to change without notice.